How to get Private Hire insurance that's right for you

Written by Benedict Harrison

Published on

Our guide on how to build a Private Hire insurance policy that offers you everything you need.

Image of an illustrated car

As a private hire driver, it’s important to make sure you get an insurance policy that offers you everything you need at a price that works for you. If you don’t have a policy that suits you, you could end up paying too much for your cover, or not having protection in place for something that’s important to you.

At Zego, we think everyone should be able to build the insurance policy that’s right for them and pay a fair price for their cover. In this post, we’ll take a look at how you can follow some simple steps to get Private Hire insurance that’s right for you. We’ll also show you how you can get an estimated price for your cover in less than a minute.

Get your estimated price

Although there’s more to consider than just the price of your insurance, it’s important to know that your cover is affordable. At Zego, we know that comparing insurance quotes can be a time consuming process. But it doesn’t need to be.

We’ve designed a way for you to get an estimated price for your cover in less than a minute. Simply fill in your details using the form below and we’ll show you your estimated price in less than a minute.

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Retrieve your quote

If you like your estimated price, you can then get a full quote and purchase your cover online.

Select your policy duration

At Zego, we offer a range of options, so you can get cover that lasts for as long as you need it. Choose between our Annual, 30-day and 7-day policies to get insurance that works for you.

You can also set up a subscription along with your 30-day or 7-day policy, so you get continuous cover as your next policy starts when your current one finishes.

Choose your level of cover

Your level of cover determines how much protection you get from your insurance policy. At Zego, we offer both Fully Comprehensive and Third Party Only cover options, so you get as much protection as you need to feel safe.

Although a Fully Comprehensive insurance policy will cost you slightly more, you’re also protected for any damage done to you or your vehicle in the event of an incident where you are found at fault. If you need help deciding, you can read our article on how to choose the right level of cover.

Customise your policy

The final step to building a Private Hire insurance policy that works for you is to customise your policy by choosing from our great range of additional cover options. We offer our optional extras to all Private Hire insurance policyholders, so you can get protection for what matters to you. We offer:

Breakdown Cover: Get combined Roadside, Recovery and Home cover to protect your vehicle (£40 a year or £8 for 30 days).

No Claims Discount Protection: Protect yourself for up to 5 years NCD earned for up to 1 fault claim (+7% on the price of your premium).

At-fault claim licenced vehicle replacement: Add this to your policy to make sure you can carry on working, even in the event of a claim where you are at fault (£40 a year or £7.50 a 30-days).

For more information, you can visit our Private Hire insurance page, or contact our team. We’re available 7 days a week and we’ll be happy to answer any questions you may have. If you’re interested in getting a quote, you can get started by filling in the form below.