We take a look at the insurance you need to work as a private hire driver in the UK and why you need to have the right cover in place.
Whether you’re brand new to private hire work or you have a number of years of experience as a private hire driver, your insurance is an important requirement for your job. But we know it’s not always easy to make sense of the cover you need to have in place and why it’s required.
In this post, we’ll take a look at the insurance you need to work as a private hire driver in the UK, why it’s important and we’ll show you how you can get started with your Private Hire insurance quote with Zego in less than a minute.
What insurance do you need to work as a private hire driver?
In short, you’ll need to have a policy that covers you both for transporting passengers in exchange for payment and for your personal use of your vehicle. Many insurance companies offer a combined Private Hire insurance policy that includes all the cover you need to work as a private hire driver.
At Zego, all our Private Hire insurance policies cover you for:
- Your private hire work (Private Hire insurance)
- Your personal driving (Social, Domestic & Pleasure insurance)
- Additional food delivery or courier work (Hire & Reward insurance)
- Non-motor related incidents (Public Liability insurance)
Although Social, Domestic & Pleasure cover is still required, a standard motor insurance policy alone does not provide you with the cover you need to work as a private hire driver.
What options does Zego offer?
At Zego, we offer a range of Private Hire insurance options, so you can get cover that works for you.
Choose a policy that lasts as long as you need by selecting between our 7-day, 30-day and Annual insurance options. You can also pick between Fully Comprehensive and Third Party Only options, so you get as much cover as you need to feel safe when you’re at work.
You can also customise your policy with our great range of optional extras, which includes:
- Breakdown Cover: Get combined Roadside, Recovery and Home cover to protect your vehicle (£40 a year or £8 for 30 days).
- No Claims Discount Protection: Protect yourself for up to 5 years NCD earned for up to 1 fault claim (+7% on the price of your premium).
- At-fault claim licenced vehicle replacement: Add this to your policy to make sure you can carry on working, even in the event of a claim where you are at fault (£40 a year or £7.50 a 30-days).
How do I get a quote?
It’s quick and easy to get started with your Private Hire insurance quote with Zego. Get a quick quote now — it only takes a minute.
From there, you can continue to get a full quote and purchase your cover online.
For more information about our cover, please have a look at our Private Hire insurance page. If you have any questions, please get in touch with our team and we’ll be happy to help.