Goods In Transit Insurance

Courier

Own Goods

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1

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3-8

9+

What is goods in transit insurance?

Goods in Transit insurance covers drivers in the event of damage, theft or loss of whilst they are transporting items from one place to another. This is mainly used by van drivers. A typical hire and reward policy does not cover the goods in transit, as such any items that are transported in the vehicle need an addiotnal goods in transit policy in place.

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What is the difference between goods in transit insurance and courier insurance?

The main difference between gooods in transit and courier insurance is that goods in transit refers to protetction of the items you are transporting whilst courier refers to courier van insurance.

courier van driver transporting her goods in transit on her zego app in a yellow jacket

Does goods In transit cover vehicle damage?

Goods in transit insurance covers damage or loss to goods, property, equipment or items transported in the vehicle. But it won't cover the vehicle and won't necessarily include public liability or employers' liability.

Insurance is fairer with Sense

Everyone pays more when there are more claims, regardless of who they are or how they drive. Good drivers pay for bad drivers. That’s just not fair.

So we’re changing it - with Sense.

Our Sense app, designed to save you time & money

Driven by you

With Sense, you share data on how you drive so we can tailor your price at renewal. You just need to download the Sense app, turn on permissions and we’ll do the rest.

If you drive well, you pay less

It’s that simple. The better you drive, the less you’ll have to pay at renewal. Sense monitors your driving over time and is designed to smooth out the odd sharp corner or harsh brake to give you a fair, driver score.

Effortless admin

Use the app to report an incident and access policy documents at any time.

How long can a policy last?

30 Days

30 Days

Short-term cover with no long-term commitment.

Paid in a single payment.

Annual (12 months)

Annual (12 months)

Our most cost effective option for full-time drivers.

Option to pay in a single payment or 9 monthly installments.

Get a quote in minutes

Courier

Own Goods

0

1

2

3-8

9+

What level of cover can I get?

We offer Third Party Fire & Theft and Fully Comprehensive insurance.

If you have an accident, Third Party Fire & Theft would cover the repair or replacement of the other vehicle plus cover for your vehicle if it’s damaged by fire or stolen.

Fully Comprehensive would cover both your vehicle and the other in the event of an accident.

Third Party Fire & Theft

Fully Comprehensive

Personal driving and any courier/delivery work


Costs for causing damage to other vehicles or property up to £5m


Your legal liability for causing death or injury to other people


Fire damage or theft of your vehicle


Loss or damage of your vehicle and it’s spare parts


Windscreen (excess £50)


Audio, communication, and navigation equipment (excess £500)


Tools, locks/keys & personal belongings cover


Personal accident cover

Extra protection to keep you on the road

We know that keeping you moving is really important.
We offer extra protection so you can get the cover you need.

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Breakdown cover

Combined roadside, recovery and
home cover within the UK (up to 3.5 tonnes)

£ 24

with annual

£ 7

with 30 day

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Replacement vehicle

Get a replacement van – fit for your type of work – while yours is being repaired.

£ 56

with annual

£ 56

with 30 day

no claims discount protection

NCD protection

Protect your no-claims years for a maximum of one at-fault claim.

5%

on the price of your premium

Is a Zego goods In transit policy for me?

  • You have a full UK driving licence

  • You are aged 21 - 75

  • You live and work in England, Scotland, or Wales

  • Your vehicle has 9 seats or fewer (including the driver’s seat)

  • You’ve had no more than 2 claims in the last 3 years (regardless of fault)

Get a quote in minutes

Courier

Own Goods

0

1

2

3-8

9+