Pay-as-you-go Public Liability Insurance

Get the app

Accidents happen.

Peace of mind for when the little (& big) things go wrong.

Our public liability insurance is designed to offer you the same flexibility you get from your work, you can choose between daily, weekly, monthly and annual policies.

So if you’re looking to stand out from the competition whilst covering yourself from legal expenses and compensation claims, download the Zego app to get insured in minutes. Available on both the App Store & Google Play store.

  • Health & safety claims

    Cover for slips, trips, falls and more as a result of your work.

  • Consumer rights claims

    Protection for when the products you sell or supply cause damage or injury.

  • Food safety & hygiene claims

    If your customers fall ill or you damage property when preparing or serving food.

What's included in your policy?

Our public liability insurance will cover you up to £1,000,000 for the cost of a claim made by a member of the public who has suffered injury or property damage because of your work or a product you have supplied. With our insurance, you are protected against costs in compensation and legal expenses.

You must be over 18 to take out a policy and any claim you make is subject to £250 excess.

Underwritten by MGAM Ltd on behalf of Builders Direct SA.

Cover should you need it…

£100 a day court attendance - If you are called as a witness, we’ll reimburse you at a rate of £100 a day.

Defence costs and expenses - If a claim is made against you, we’ll cover the costs of your defence.

Legal representatives cover - Your legal representatives can get cover whilst representing you for a liability you incurred.

  1. Download our app

    Get started by downloading the Zego app. You can find us on the App Store and Google Play.

  2. Choose your cover

    Choose the insurance that best suits your needs. We offer daily, monthly and annual policies.

  3. Confirm &

    It only takes a few minutes to get your quote, simply make your payment to start your insurance.

Why Zego?

Zego is the insurer for the gig economy. We provide flexible cover for everyone from delivery drivers to carers and beyond - allowing you to get the cover you need, when you need it.

Are you a work provider?

If you’d like to offer your workforce flexible public liability insurance, we can help.

No-matter what line of work you’re in - from beauticians to bricklayers, carers to carpenters and plenty more - we can provide you with the peace of mind that comes from knowing your workforce are covered whilst they’re on the job.

To find out more, please get in touch. [email protected]


Our friendly customer service team know their stuff and are on hand seven days a week to answer any questions you may have.

Opening hours
Mon - Fri: 8am - 8pm
Sat - Sun: 9am - 7pm
Telephone: +44 203 308 9800
Email: [email protected]