Van Own Goods insurance to protect you and your business

Courier

Own Goods

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Who is Van Own Goods insurance for?

Zego’s Van Own Goods insurance is designed for people who use their van in connection with their trade or business e.g. builders, carpenters and plumbers.

It covers your tools, keys, work equipment and much more.

Insurance is fairer with Sense

Everyone pays more when there are more claims, regardless of who they are or how they drive. Good drivers pay for bad drivers. That’s just not fair.

So we’re changing it - with Sense.

Our Sense app, designed to save you time & money

Driven by you

With Sense, you share data on how you drive so we can tailor your price at renewal. You just need to download the Sense app, turn on permissions and we’ll do the rest.

If you drive well, you pay less

It’s that simple. The better you drive, the less you’ll have to pay at renewal. Sense monitors your driving over time and is designed to smooth out the odd sharp corner or harsh brake to give you a fair, driver score.

Effortless admin

Use the app to report an incident and access policy documents at any time.

How long can a policy last?

30 Days

30 Days

Short-term cover with no long-term commitment.

Paid in a single payment.

Annual (12 months)

Annual (12 months)

Our most cost effective option for full-time drivers.

Option to pay in a single payment or 9 monthly installments.

Get a quote in minutes

Courier

Own Goods

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What level of cover can I get?

We offer Third Party Fire & Theft and Fully Comprehensive.

If you have an accident, Third Party Fire & Theft would cover the repair or replacement of the other vehicle plus cover for your vehicle if it’s damaged by fire or stolen.

Fully Comprehensive would cover both your vehicle and the other in the event of an accident.

Third Party Fire & Theft

Fully Comprehensive

Personal driving and any courier/delivery work


Costs for causing damage to other vehicles or property up to £5m


Your legal liability for causing death or injury to other people


Fire damage or theft of your vehicle


Loss or damage of your vehicle and it’s spare parts


Windscreen (excess £50)


Audio, communication, and navigation equipment (excess £500)


Tools, locks/keys & personal belongings cover


Personal accident cover

Extra protection to keep you on the road

We know that keeping you moving is really important.
We offer extra protection so you can get the cover you need.

Breakdown cover

Breakdown cover

Combined roadside, recovery and
home cover within the UK (up to 3.5 tonnes)

£ 24

with annual

£ 7

with 30 day

Replacement vehicle

Replacement vehicle

Get a replacement van – fit for your type of work – while yours is being repaired.

£ 56

with annual

£ 56

with 30 day

NCD protection

NCD protection

Protect your no-claims years for a maximum of one at-fault claim.

5%

on the price of your premium

Looking for Courier Van insurance?

Zego’s Van Courier insurance is different—it’s tailored to couriers who use their van for work to deliver third party goods e.g. parcels.

Tell me more

Is a Zego Van Own Goods policy for me?

  • You have a full UK driving licence

  • You are aged 21 - 75

  • You live and work in England, Scotland, or Wales

  • Your vehicle has 9 seats or fewer (including the driver’s seat)

  • You’ve had no more than 2 claims in the last 3 years (regardless of fault)

Discover more about Sense

How do we calculate your driver score?

Read more

How to improve your driver score

Read more

How to download Sense & enable permissions

Read more

Get a quote in minutes

Courier

Own Goods

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1

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3-8

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