Van Own Goods insurance to protect you and your business
Who is Van Own Goods insurance for?
Zego’s Van Own Goods insurance is designed for people who use their van in connection with their trade or business e.g. builders, carpenters and plumbers.
It covers your tools, keys, work equipment and much more.
Insurance is fairer with Sense
Everyone pays more when there are more claims, regardless of who they are or how they drive. Good drivers pay for bad drivers. That’s just not fair.
So we’re changing it - with Sense.
Our Sense app, designed to save you time & money
Driven by you
With Sense, you share data on how you drive so we can tailor your price at renewal. You just need to download the Sense app, turn on permissions and we’ll do the rest.
If you drive well, you pay less
It’s that simple. The better you drive, the less you’ll have to pay at renewal. Sense monitors your driving over time and is designed to smooth out the odd sharp corner or harsh brake to give you a fair, driver score.
Effortless admin
Use the app to report an incident and access policy documents at any time.
How long can a policy last?
30 Days
Short-term cover with no long-term commitment.
Paid in a single payment.
Annual (12 months)
Our most cost effective option for full-time drivers.
Option to pay in a single payment or 9 monthly installments.
Get a quote in minutes
What level of cover can I get?
We offer Third Party Fire & Theft and Fully Comprehensive.
If you have an accident, Third Party Fire & Theft would cover the repair or replacement of the other vehicle plus cover for your vehicle if it’s damaged by fire or stolen.
Fully Comprehensive would cover both your vehicle and the other in the event of an accident.
Third Party Fire & Theft
Fully Comprehensive
Personal driving and any courier/delivery work
Costs for causing damage to other vehicles or property up to £5m
Your legal liability for causing death or injury to other people
Fire damage or theft of your vehicle
Loss or damage of your vehicle and it’s spare parts
Windscreen (excess £50)
Audio, communication, and navigation equipment (excess £500)
Tools, locks/keys & personal belongings cover
Personal accident cover
Extra protection to keep you on the road
We know that keeping you moving is really important.
We offer extra protection so you can get the cover you need.
Breakdown cover
Combined roadside, recovery and
home cover within the UK (up to 3.5 tonnes)
£ 24
with annual
£ 7
with 30 day
Replacement vehicle
Get a replacement van – fit for your type of work – while yours is being repaired.
£ 56
with annual
£ 56
with 30 day
NCD protection
Protect your no-claims years for a maximum of one at-fault claim.
5%
on the price of your premium
Looking for Courier Van insurance?
Zego’s Van Courier insurance is different—it’s tailored to couriers who use their van for work to deliver third party goods e.g. parcels.
Is a Zego Van Own Goods policy for me?
You have a full UK driving licence
You are aged 21 - 75
You live and work in England, Scotland, or Wales
Your vehicle has 9 seats or fewer (including the driver’s seat)
You’ve had no more than 2 claims in the last 3 years (regardless of fault)
Get a quote in minutes