Our guide to Zego's micromobility insurance

Written by Benedict Harrison

Published on

We take a look at what Zego offers for micromobility fleets.

As populations increase in cities around the world, fresh and innovative approaches to mobility have been taken to combat the increased strain on public transport systems and increased road congestion.

At Zego, we’ve been proudly supporting micromobility companies across the EU since June 2019, taking a data-driven approach as we continue to refine the solutions we offer for fleets of e-scooters and e-bikes.

In this post, we’ll take a look at how Zego’s micromobility insurance solution works, the options we have available and how our cover differs from traditional insurance.

What does Zego offer?

Together with our insurance partners, we offer a fully integrated solution, built using the latest technologies. Our micromobility insurance offers you real-time coverage that is smart, simple and fair. With Zego’s insurance, you get flexible cover that runs seamlessly in the background, so you can rest assured that you and your fleet have the protection you need.

Through the data that we collect, we understand the real exposure of e-scooters, so we’re always learning and continuing to improve our products. Because we base our prices on the real risk of your fleet, it enables us to offer you fairer premiums.

To use Zego’s flexible micromobility insurance, we have a minimum requirement of at least 500 vehicles, but we also offer an alternative option for fleets with at least 300 vehicles. We believe that all companies should be able to access insurance that enables them to take part in trials of new approaches to mobility.

What does Zego’s micromobility insurance solution cover?

Our micromobility insurance provides you with a combined liability offering, which includes Third Party Liability insurance and Personal Accident cover. Our policies include:

  • Third-party property damage (£1m per claim/loss)
  • Unlimited cover for third-party bodily injury

However, if there’s anything else that’s important to you, please let us know and we’ll be happy to help. Our solution can adapt to meet your specific requirements, so we’ll be happy to discuss any questions you may have.

What are the benefits of Zego’s micromobility solution?

Our fully-integrated solution enables us to offer you flexible, intelligent pricing that is designed to match the true risk of your fleet. Unlike traditional models of insurance, the data that we collect enables us to understand the associated risk of micromobility fleets, so we can offer fairer premiums.

All of Zego’s products are built using the latest technologies, which enables us to keep pace with the rate of change and innovation. Our tech-first focus means that we can provide insurance solutions designed to meet the needs of 21st century approaches to mobility.

As we have been working with micromobility companies across Europe, we are familiar with the insurance and regulatory challenges that you may face. With our dedicated account managers and team of experts, we’re here to help. We’ll also ensure that we make the most of the data we collect by sharing our insights back with you to ensure that you’re getting the most out of the cover you have in place.

For more information about our products, or if you’re interested in getting a quote for your micromobility fleet, you can visit our micromobility insurance page.