Fairer Private Hire insurance, driven by you
- Drive with Sense and save money with our fairer app-based policies
- Insurance for all Private Hire drivers (including Uber, OLA and FREE NOW)
- Choose Third Party Only or Fully Comprehensive cover, either for 30 days or 1 year
Get a quote in minutes
Cover provided by Wakam, 100% solvency checked (low-risk)
- Drive with Sense and save money with our fairer app-based policies
- Insurance for all Private Hire drivers (including Uber, OLA and FREE NOW)
- Choose Third Party Only or Fully Comprehensive cover, either for 30 days or 1 year
92% of our customers rate us 'great' or 'excellent'
Traditional insurance doesn’t make sense
Everyone pays more when there are more claims, regardless of who they are or how they drive.
Good drivers pay for bad drivers.
That’s just not fair.
So we’re changing it. Together.
Sense is created by you
Tell us more about you and how you drive by using our app.
Drive well, pay less
The better you drive, the less you’ll have to pay. That makes sense.
Technology that’s on your side
Our app senses your driving over time, smoothing out the odd sharp corner or harsh brake.
What can I do with a Zego Private Hire policy?
Zego’s Private Hire insurance covers you for the following activities:
Private Hire
You can work as a Private Hire driver and transport passengers.
Hire & Reward
You can work as a delivery driver, and deliver parcels and food.
Social, Domestic & Pleasure
You can drive your car when you're not working, using your vehicle for everyday trips and journeys.
What level of cover can I get?
What type of cover can I get?
You have the choice between two types of Private Hire insurance: Third Party Only and Fully Comprehensive. If you have an accident and damage another vehicle, Third Party Only would cover the repair or replacement of that vehicle, but not yours. Fully Comprehensive would cover both.
Third Party Only
Fully Comprehensive
This goes towards the cost of any claims made by members of the public for non-motor incidents that occur while you’re working.
Third Party Only
This goes towards the cost of any claims made by members of the public for non-motor incidents that occur while you’re working.
Fully Comprehensive
This goes towards the cost of any claims made by members of the public for non-motor incidents that occur while you’re working.
How long can a policy last?
30 Days
Perfect for if you want cover for your work and free time, without any long-term commitment.
Annual
Perfect for if you want a long-term policy to cover your work and free time. Financing options available to purchase in installments.
Is a Zego Private Hire policy for me?
The criteria for taking a Private Hire insurance policy with Zego is as follows:
You have a private hire licence
You have a full UK/EU driving licence
You have had fewer than 3 at-fault claims in the last 3 years
You are aged 21-65
You live and work in England, Scotland, or Wales
Your vehicle has 9 seats or fewer (including the driver’s seat)
Additional criteria may apply. Zego do background checks on convictions and motoring history.
Who can I work with?
With Zego's Private Hire insurance you can work with any company by using our free telematics app.
If you work for Uber, it's even easier. We'll connect your Zego account directly with Uber, and away you go. No telematics app required.
use with
Uber, OLA, FREE NOW, Bolt, as well as any other minicab companies.
Tools to keep you on the road
We know that keeping moving is really important. To help you stay on the road when things go wrong, we offer Breakdown Cover, and Replacement Vehicle cover to all Zego customers at an additional cost.
Breakdown Cover
Combined Roadside, Recovery and Home cover within the UK.
with Annual
with 30 Day
Replacement vehicle
Get a replacement car licensed for private hire work while yours is in for repair.
with Annual
with 30 Day
Get your online estimate today
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Find answers quickly
For more information visit our support page