Private Hire insurance for good drivers
Get up to 40% off when you drive well with our app-based cover, Zego Sense
What is Private Hire insurance?
Private Hire insurance is cover for drivers who carry pre-booked passengers in return for payment (it’s also known as Hire & Reward). If you work for a ride-hailing app like Uber or Bolt, you’ll need Private Hire Taxi Insurance. Depending on the level of insurance you choose, it can cover you and your vehicle, plus other people and their property.
Choose between monthly and annual cover
Our Private Hire insurance covers you for work and personal driving. That’s Hire and Reward (H&R) plus Social, Domestic and Pleasure (SD&P) cover in one simple policy.
30 Days
From £90*
- Short-term insurance cover.
- Includes Personal (SD&P) and Hire & Reward (H&R) insurance.
- Buy with a single payment.
Annual (12 months)
From £940*
- Long-term, cost-effective cover.
- Includes Personal (SD&P) and Hire & Reward (H&R) insurance.
- Buy with a single payment or in 9 monthly installments.
Choose between Third Party Only and Fully Comprehensive
Third Party Only
If you’re involved in an accident, Third Party Only covers other people and their property, but it doesn’t cover you. So you’re protected if someone gets injured and tries to sue you, but you won’t be covered if you get hurt or your car gets damaged.
Fully Comprehensive
This is the top level of cover. It protects you and your vehicle, plus other people and their property, too. You’ll also be covered for legal fees and compensation payouts if you’re found to be at fault.
What’s included with your Private Hire insurance?
Third Party Only
Fully Comp
Private Hire work, food/parcel delivery, and personal driving
Costs for causing damage to other vehicles or property up to £5m
Your legal liability for causing death or injury to other people
Public Liability cover up to £5m
Loss, damage or theft of your vehicle and it’s spare parts
Windscreen (excess £50)
Audio, communication, and navigation equipment (excess £500)
Upgrade your Private Hire cover with add-ons
Breakdown cover
Combined roadside, recovery and home cover within the UK.
£40
with annual
£8
with 30 day
Replacement vehicle
Get a replacement car – licensed for Private Hire work – while yours is being repaired.
£53
with annual
£9.30
with 30 day
NCD protection
Protect your no-claims years for a maximum of one at-fault claim.
7%
of the price of your premium
Choose who you work for
Choose who you work for
Get up to 40% off when you drive well with our app-based cover, Zego Sense
Download the app
The Zego Sense app is required for our Sense policies. Once it’s downloaded, we give you 12% off upfront because we trust you're a good driver.
Build your Driver Score
Our app measures how you drive over time and works out your score. The better you drive, the less you pay at renewal.
Drive well and pay up to 40% less
Good drivers save even more when they renew – get up to 40% off overall compared with our standard policies.
Why do Private Hire drivers choose Zego?
Flexible cover to suit you
Get all-in-one insurance for Private Hire, courier van and food delivery work, plus personal use. Choose between a 7-Day, 30-Day or annual policy.
Here when you need us
Manage your account online or in the Sense app. If you need a hand, our multi-language support team will be happy to help.
Good drivers save more
Choose our app-based Zego Sense policy and get up to 40% off when you drive well. Because safe drivers should pay less.
Get a quote in under a minute
What our customers say about us
Fantastic company!
Affordable, hassle free and a
great customer support team.
Great to know how driving carefully rewards you with lower premiums. This is the way forward!
Frequently asked Private Hire questions
40% discount is based on Annual Sense policyholders achieving a Driver Score of 95 and above, as of 14/11/22.
10% of customers paid these prices or less in the 6 months prior to 9/12/22.
Customers rate our service 4.2 out of 5 - based on survey results between 13/11/21 and 13/5/22
Over 36.5 million policies sold - Based on the total number of policies sold by Zego until 30/05/22