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Fairer Private Hire insurance, driven by you

  • Drive with our new, fairer app-based policies and save money
  • Insurance for all Private Hire drivers (including Uber, OLA and FREE NOW)
  • Choose Third Party Only or Fully Comprehensive cover, either for 30 days or 1 year

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Cover provided by Wakam, 100% solvency checked (low-risk)

  • Drive with our new, fairer app-based policies and save money
  • Insurance for all Private Hire drivers (including Uber, OLA and FREE NOW)
  • Choose Third Party Only or Fully Comprehensive cover, either for 30 days or 1 year
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92% of our customers rate us 'great' or 'excellent'

Traditional insurance doesn’t make sense

Everyone pays more when there are more claims, regardless of who they are or how they drive. Good drivers pay for bad drivers.

That's just not fair.

So we’re changing it. Together.

Sense is created by you

Tell us more about you and how you drive by using our app.

Drive well, pay less

The better you drive, the less you’ll have to pay. That makes sense.

Technology that’s on your side

Our app senses your driving over time, smoothing out the odd sharp corner or harsh brake.

What can I do with a Zego Private Hire policy?

Zego’s Private Hire insurance covers you for the following activities:

Private Hire

You can work as a Private Hire driver and transport passengers.

Hire & Reward

You can work as a delivery driver, and deliver parcels and food.

Social, Domestic & Pleasure

You can drive your car when you're not working, using your vehicle for everyday trips and journeys.

What level of cover can I get?

What type of cover can I get?

You have the choice between two types of Private Hire insurance: Third Party Only and Fully Comprehensive. If you have an accident and damage another vehicle, Third Party Only would cover the repair or replacement of that vehicle, but not yours. Fully Comprehensive would cover both.

Third Party Only

Fully Comprehensive

Any costs for causing damage to other vehicles or property up to £5m
Your legal liability for causing death or injury to other people
Public Liability cover up to £5m

This goes towards the cost of any claims made by members of the public for incidents that occur while you're working.

Fire damage or the theft of your vehicle
Loss or damage of your vehicle or its spare parts
Windscreen (excess £50)
Audio, communication and navigation equipment (excess £500)

Third Party Only

Any costs for causing damage to other vehicles or property up to £5m
Your legal liability for causing death or injury to other people
Public Liability cover up to £5m

This goes towards the cost of any claims made by members of the public for incidents that occur while you're working.


Fully Comprehensive

Any costs for causing damage to other vehicles or property up to £5m
Your legal liability for causing death or injury to other people
Public Liability cover up to £5m

This goes towards the cost of any claims made by members of the public for incidents that occur while you're working.

Fire damage or the theft of your vehicle
Loss or damage of your vehicle or its spare parts
Windscreen (excess £50)
Audio, communication and navigation equipment (excess £500)

How long can a policy last?

30 Days

Perfect for if you want cover for your work and free time, without any long-term commitment.

Annual

Perfect for if you want a long-term policy to cover your work and free time. Financing options available to purchase in installments.

Is a Zego Private Hire policy for me?

The criteria for taking a Private Hire insurance policy with Zego is as follows:

  • You have a private hire licence

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  • You have a full UK/EU driving licence

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  • You have had fewer than 3 at-fault claims in the last 3 years

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  • You are aged 21-65

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  • You live and work in England, Scotland, or Wales

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  • Your vehicle has 9 seats or fewer (including the driver’s seat)

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Additional criteria may apply. Zego do background checks on convictions and motoring history.


Who can I work with?

With Zego's Private Hire insurance you can work with any company by using our free telematics app.

If you work for Uber, it's even easier. We'll connect your Zego account directly with Uber, and away you go. No telematics app required.

use with

Uber, OLA, FREE NOW, Bolt, as well as any other minicab companies.

Tools to keep you on the road

We know that keeping moving is really important. To help you stay on the road when things go wrong, we offer Breakdown Cover, and Replacement Vehicle cover to all Zego customers at an additional cost.

Breakdown Cover

Combined Roadside, Recovery and Home cover within the UK.

for
£ 40.00

with Annual

/
£ 8.00

with 30 Day

Replacement vehicle

Get a replacement car licensed for private hire work while yours is in for repair.

for
£ 40.00

with Annual

/
£ 7.50

with 30 Day

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