Scooter and Moped insurance for food delivery & courier drivers

Download the Zego Delivery app to get your quote today.

Our riders work with

Why us?

Why us?

Flexible products to suit you

We offer pay-as-you go, 30-day and annual delivery policies so you can choose cover that fits when you work.

Earn money your way

Choose which provider you work for, and work with as many as you like. Your earning potential is up to you*.

You're in safe hands

Delivery insurance is our thing. In fact, over the past 6 years we’ve sold over 36 million policies**.

What insurance does a scooter or moped rider need?

To use your scooter or moped for food delivery or courier work, you must have personal (SD&P) insurance and Hire & Reward insurance.

Hire and reward insurance is a type of commercial vehicle insurance that allows you to carry food or parcels in return for payment.

Whether you have existing personal (SD&P) insurance or not, we can get you covered with a Zego Scooter policy.

Pay-as-you-go

Pay-as-you-go

Prices from £0.50* p/hr

Perfect for: Drivers that work with one of our partners* (please see FAQs). This includes part-time food or courier delivery drivers looking for flexible insurance cover.

Cover: Standalone H&R only—you must have existing personal (SD&P) insurance.

Product Options: Third Party Fire & Theft, Third-party only or Fully Comprehensive.

Payment: Top up as you drive via the app.

SD&P

SD&P

Prices from £20*/£200*

Policy length: 30 Day or Annual

Perfect for: Zego Pay-as-you-go customers, with an existing Flex policy.

Cover: Vehicle insurance for personal, everyday driving such as going to the shops or driving to work.

Product Options: Third-party only.

Payment: Must be purchased with a Zego Flex policy - buy over the phone with our Customer Support team on 020 3053 9815.

Combo (SD&P + H&R)

Combo (SD&P + H&R)

Prices from £50*/£950*

Policy length: 30 Day or Annual

Perfect for: Full time or seasonal food and courier delivery drivers who also use their car for personal use.

Cover: Vehicle insurance for both commercial and personal use with Hire & Reward and Social Domestic & Pleasure Insurance.

Product Options: Third-party only or Fully Comprehensive.

Payment: Buy with a single payment online or monthly instalments.

Policy options

We offer Third Party Fire & Theft, Third Party Only and Fully Comprehensive.

Third Party Only

Fully Comp

Food/parcel delivery, and personal driving


Costs for causing damage to other vehicles or property up to £5m


Your legal liability for causing death or injury to other people


Public Liability cover up to £5m


Loss, damage or theft of your vehicle and its spare parts


Windscreen (excess £50)


Audio, communication, and navigation equipment (excess £500)

How does Zego Scooter insurance work?

Getting Scooter insurance with Zego is quick and simple.

clipboard with tick icon

Step 1

Choose the policy that’s right for you and fits when you work.

link icon zego site

Step 2

Use the Zego Delivery app to link your account with your work providers.

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Step 3

You’re all set! You’re covered to work as a food delivery or courier rider.

Download the Zego Delivery app to get your quote.

Get delivery insurance that puts you in control, with flexible courier and food delivery insurance thats suitable for all major work providers like Uber Eats, Vromo, Just Eat and many more.

Is a Zego Scooter insurance policy for me?

  • You have a full UK/EU driving license or Compulsory Basic Training (CBT licence) for up to 125cc

  • You’ve had no more than 2 claims in the last 3 years (regardless of fault)

  • You are aged 21 - 65

  • You are the vehicle owner or registered keeper

  • You live and work in England, Scotland, or Wales

  • Your vehicle’s engine size is 500cc or less (or 125cc or less for pay-as-you-go cover)

  • You work for one (or more) of our partnered work providers

What's the difference between moped and scooter insurance?

Cost

Cost


The main difference between moped and scooter insurance is the cost. Because mopeds have a smaller engine size and slower top speed than scooters, they’re usually considered less risky. The lower the risk, the lower the insurance cost.

Mopeds have an engine size of up to 50cc, and can reach top speeds of around 28mph.

Scooters tend to be more powerful, with the largest engine sizes ranging all the way up to 750cc. So they can go much faster.

Policy Type

Policy Type


Another thing that can affect the cost is the type of insurance policy you choose.

Third party, fire and theft policies tend to be cheaper as the cover is quite limited — if you’re involved in a collision, only third party drivers are covered for accidental damage or personal injury. Whereas a fully comprehensive policy will cover you and other drivers, and can even include things like breakdown cover.

So before you choose moped or scooter insurance, it’s best to check what’s included in your cover.

What our customers say

In my opinion, Zego is one of the best, easy and most suitable insurers on the market. If you're looking for insurance for your scooter, car or any other vehicle Zego is the right choice.

Sanjay Gurung, Delivery Driver

It's day one and I’m impressed. Spoke with Zego twice today to insure my scooter. Lovely customer service, the staff are friendly and happy to help. I also got the best price I've ever had. Saving £400 this year on insurance. Hope to do business with Zego for a long time!

Gerculy Robert, Scooter Delivery Driver

Frequently asked questions

Need more information?

To get a quote over the phone or find out more, give our friendly Customer Service team a call on 020 3053 9815.

Call us

Learn more about Scooter delivery

delivery driver putting a deliveroo bag into a car

How much does delivery insurance cost?

Whether you work full-time or for just a couple of hours per week, we have a policy for you.

Find out about delivery insurance costs
delivery driver zipping up delivery bag on the back of a scooter

How much do Uber Eats drivers make?

For those considering driving for Uber Eats, the first thing people ask, ‘How much do Uber Eats drivers make?’ Here are the facts.

Find out about Uber Eats driver earnings
delivery driver driving down the street on a moped

Choosing The Best Scooter For Delivery

We cover some of the most important things to consider when looking for a scooter to use for courier or food delivery work.

Find out about choosing the best scooters for delivery

*Pay-as-you-go saving based on 48 insured hours a month, the average amount worked by Zego scooter customers as of 9/8/22

*10% of customers paid this or less in the 6 months prior to 02/8/22

*For Annual Scooter policies you must work with an integrated partner which include: Deliveroo, Ryde, GoGetters, Vromo, Stuart, Just Eat, Uber Eats.

** Customers rate our service 4.2 out of 5 - based on survey results between 13/11/21 and 13/5/22

*** Over 36.5 million policies sold - Based on the total number of policies sold by Zego until 30/05/22