Delivery insurance for food and courier drivers

Flexible insurance for all types of delivery work. Manage your policy in the app.

Insurance for all delivery drivers

What is pay-as-you-go delivery insurance?

Zego car delivery driver handing a parcel to a customer

Working part-time as a delivery driver? Our pay-as-you-go hire and reward (H&R) delivery insurance can help you save money on your cover.

This insurance is charged by the minute (with a minimum of 1 hour’s cover), and lets you pause your cover when you’re not working.It’s a more flexible way to get insured, so it’s great for short-term or seasonal delivery work.

Take a look at how our pay-as-you-go insurance works.

Learn more

How does our delivery insurance work?

It’s quick and easy to buy delivery insurance with us. Our flexible courier insurance and fast food delivery insurance works with all the main providers, like Uber Eats, Vromo, Just Eat and more.

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Choose your cover

Get a quote and select a policy that suits your budget and the way you work.

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Link your account

If you need to link your Zego account with your work provider, you can do it easily in the app.

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You're all set!

Insurance sorted, you’re ready to start earning money as a food delivery or courier driver.

What food delivery and courier policies are available?

To use your car or scooter for food delivery or courier work, you'll need both Social, Domestic & Pleasure (SD&P) and Hire & Reward (H&R) insurance. Whether you need insurance for a few hours or a whole year, we'll get you covered.

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Hire and reward (H&R)

Insurance for delivery work

Policy length: Pay-as-you-go or 30-day (car only)

Great for: Part-time food or parcel delivery workers looking for a more flexible type of cover (you’ll need to work with one of our delivery partners**).

Cover: Hire and reward (H&R) cover for delivery work only—you must have existing personal (SD&P) insurance for your car or scooter.

Policy options: The level of cover will match your existing SD&P policy.

Payment: Top up as you go via the app.

Get a quote
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Combo (SD&P + H&R)

Insurance for personal trips and delivery work

Policy length: 30-day or Annual

Great for: Full-time or seasonal delivery workers who also use their car or scooter for personal use.

Cover: Vehicle insurance for both delivery work (H&R) and personal driving (SD&P).

Policy options: Third Party Only or Fully Comprehensive.

Payment: Buy with a single payment online or monthly instalments.

Get a quote

Policy options

We offer Third Party Only and Fully Comprehensive cover for your car or scooter. Here's what you get.

Third Party Only

Fully Comp

Food and parcel deliveries (plus personal use with our Combo cover)

Costs for causing damage to other vehicles or property up to £5m

Your legal liability for causing death or injury to other people

Public Liability cover up to £5m

Loss, damage or theft of your vehicle and its spare parts

Windscreen (£25 excess for repairs or £100 for replacements)

Audio, communication, and navigation equipment (excess £500)

Looking for scooter delivery insurance?

Whether you're delivering every day or just a few hours each week, we'll get you covered.

To use your scooter for delivery work, you'll need delivery insurance (H&R) and personal cover (SD&P).

Scooter quote
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What our customers say

In my opinion, Zego is one of the best, easy and most suitable insurers on the market. If you're looking for insurance for your scooter, car or any other vehicle Zego is the right choice.

Sanjay Gurung, Car Delivery Driver

Insuring my car was so easy and straightforward. Topping up my credit was also a breeze and I’m ever so happy to have found you guys.

Harold Okoro, Car Delivery Driver

Why choose us?

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View your documents, update your details and manage your cover in the Zego Delivery app.

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Here when you need us

Need a hand? Our multi-language support team will be happy to help.

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Flexible cover

Choose between hourly, monthly and annual insurance. Get cover for your car or your scooter.

You're in safe hands

Commercial insurance is our thing. In fact, over the past 7 years we’ve sold over 58 million policies*.

Frequently asked questions

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How does pay as you go delivery insurance work?

Our guide to how pay-as-you-go delivery insurance works and how we calculate the cost of your cover.

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How much does delivery insurance cost?

We’ll look at the different options you have available to help you work out how much your delivery insurance will cost.

Read more

*Based on the total number of policies sold by Zego until 24/10/23
**For PAYG Scooter policies you must work with an integrated partner, which include: Deliveroo, Ryde, GoGetters, Vromo, Stuart, Just Eat and Uber Eats.