PERSONAL VAN INSURANCE
Reliable cover that rewards all of your adventures
Van insurance for personal trips, weekend escapes and everyday driving
Get rewards for good driving – up to £60 a year
Renewal price based on how you drive
What is van insurance for personal use?
This type of van insurance protects you for most types of personal journeys, including weekends away, hobbies and shopping trips. It does not cover you for work or business use, or commuting to and from work (for that, you’ll need a commercial van insurance policy).
Get rewards for good driving – up to £60 a year
Here’s how it works:
1. Drive well
2. Get points
3. Treat yourself
What level of personal van cover can you get?
Fully Comprehensive
Policies tend to start at Third Party Only, which only covers other people and their property, but not you. Our van insurance is fully comprehensive. It’s the top level of protection, for that extra peace of mind.
What’s included with your van insurance policy?
- Cover for everyday, personal driving (social, domestic and pleasure)
- Loss, damage or theft of your vehicle and its spare parts
- Key and lock cover up to £300
- Costs for causing damage to other vehicles or property up to £5m
- Windscreen (£25 excess for repairs or £100 for replacement)
- Personal accident cover up to £5,000 and motor legal protection up to £100,000
- Personal belongings cover up to £300
- Audio, communication and navigation equipment cover up to £500
- Courtesy vehicle (with approved repairers)
Increase your personal van cover with these extras
Simply add to your policy when you buy online.
No claims discount protection
Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.+6%
on the price of your policy
Breakdown cover
Combined roadside and recovery within the UK.£59.99
for annual cover
What do you need to get a personal van insurance quote?
- Vehicle details: We'll need the make, model and registration number of your van, along with any modifications you've made.
- Intended use: Tell us how you’ll use your van, whether it's for occasional social trips and weekends away, or commuting to a regular place of work or study.
- Driving history: Tell us about any previous driving convictions, or van insurance claims you've made in the past.
- Driver information: Include details of any driver who will be using the van for everyday, personal driving.
- No claims bonus: If you have one, give us the details of any no claims bonus you've earned on previous policies. It could help to lower the cost of your cover.
- Extra security features: We may also need to know about any extra technology or security features installed in your van, such as immobilisers, alarms or trackers.
Why Sense is the right choice
100% app-based telematics policy – no black box needed
Get rewards for good driving – gift cards from Amazon, Tesco and more
Renewal price based on how you drive, not just your age or job title
Real-time driving insights sent straight to your phone
Get 24/7 support from our award-winning claims team
Why we're the right choice
94m
750k
96%
Trusted by 100,000’s of UK drivers
What our customers say
This app has excellent service and is also very helpful. The price is a reasonable amount too! Overall, I really like this app.
It was a great experience, very smooth and easy. It was a pleasure to be assisted by professionals. I highly recommend Zego.
Great to know how driving carefully rewards you with lower premiums. This is the way forward!
Share and earn. It's that simple.
That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.
Excludes flexible, pay-as-you go customers.
Frequently asked questions
“81 million...” – Based on the total number of policies sold by Zego as of 23/07/25. “575K drivers...” – Based on the number of fixed policies sold by Zego as of 23/07/25. “96%..” – Based on Zego customers who have been insured on Sense policies and have a driver rating, between 01/06/2025 and 01/08/2025. "...£60 a year..." – If a rating of 'Excellent' is consistently maintained over the full course of the policy. Available to annual policy holders only.
"750k drivers have chosen us..." - based on unique customers who have held a Zego policy as of 10/06/26.
“96%..” – Based on Zego customers who have been insured on Sense policies and have a driver rating, between 01/06/2025 and 01/08/2025.
"...£60 a year..." – If a rating of 'Excellent' is consistently maintained over the full course of the policy. Available to annual policy holders only.