Business Van Insurance

All-in-one commercial van insurance for tradespeople and businesses.

Add ‘Sense’ to your policy and save money when you drive well.

What is business van insurance?

Business van insurance, also known as commercial van insurance, provides cover for vans used for work or business purposes. Whether you're a tradesperson, contractor, or a business using vans to carry your own goods, our van insurance policy gives you the protection and peace of mind you need when out on the road.

Van insurance for tradespeople

Working as a self-employed plumber, electrician or builder? Our business van insurance provides the cover you need so you can get on with your work. Take the stress out of your insurance and get a quote today.'

Tradesman taking tools out of his Zego insured business van

What does commercial van insurance cover?

Our comprehensive commercial van insurance can cover you and your vehicle, plus other drivers and their property. It typically includes protection against accidental damage, fire, theft, and vandalism. With our extensive cover, you also get protection for personal belongings, tools, and equipment."

What level of business van cover can I get?

Female trades-woman sitting in her Zego insured business van with her tools

Fully Comprehensive

Our all-in-one, comprehensive van insurance gives you everything you need to stay safe while you work. You get cover against accidental damage, fire and theft, plus protection for any personal belongings and equipment kept in your van.

Tradesman in his van driving down the road overlapped with the Sense dashboard

Good drivers save with Sense

Zego Sense is our app-based policy that rewards good driving with lower prices. Drive safely and you can get money off when you renew. Simply choose ‘Sense’ at the checkout, then download the app to start saving.

Learn more about Sense

Get a quote

Our business van insurance at a glance

  • Policy length: Annual

  • Great for: Self-employed tradespeople and small businesses using vans to carry out work.

  • Product Options: Fully Comprehensive only.

  • Cover: Van insurance for both commercial and personal use (carriage of own goods plus social, domestic & pleasure).

  • Payment: Buy with a single payment online or monthly instalments.

Increase your van cover with optional extras

We know that keeping you moving is really important. That's why we offer extra protection so you can get the cover you need.

Zego NCD protect icon

NCD discount

Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.


on the price of your policy

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Breakdown cover

Combined roadside and recovery within the UK.


available for annual policies only

What’s included with my van insurance policy?

  • Cover for business use, commuting and personal driving

  • Costs for causing damage to other vehicles or property up to £5m

  • Personal belongings cover up to £300 and tools in transit cover up to £500

  • Loss, damage or theft of your vehicle and its spare parts

  • Windscreen (£25 excess for repairs or £100 for replacement)

  • Audio, communication and navigation equipment cover up to £500

  • Key and lock cover up to £300

  • Personal accident cover up to £5,000 and motor legal protection up to £100,000

  • Courtesy vehicle (with approved repairers)

What do I need to get a business van insurance quote?

  • Vehicle details: We'll need the make, model and registration number of your van, along with any modifications you've made.

  • Driver information: Include details of any driver who will be using the van for work or business purposes.

  • Business use: Tell us how the van will be used, whether that's for making deliveries of third party goods, transporting your own goods, or commuting to work.

  • No Claims Bonus: If you have one, give us the details of any no claims bonus you've earned on previous policies. It could help to lower the cost of your cover.

  • Driving history: Tell us about any van insurance claims you've made in the past.

  • Extra security features: We may also need to know about any extra technology or security features installed in your van, such as immobilisers, alarms or trackers.

The better you drive, the less you pay

With Zego Sense, you can earn discounts on your insurance when you drive well. Unlike standard policies, Sense is priced on how you drive. It’s van insurance for good drivers.

Simply choose ‘Sense’ at the checkout when you buy your policy.

Zego Sense app dashboard

1. Download the app

You'll need the Zego Sense app to use a Sense policy. Download it and we'll give you a discount upfront to get you started.

Get a quote
Zego Sense insights

2. Start driving

The app measures how you drive over time to give you a driver score. A higher score means a better price when you renew.

Learn more about Sense
Zego Sense Renewal screen in app

3. Keep saving

Good drivers pay less with Sense. Build a high driver score to earn extra discounts at renewal.

Get a quote

Why van drivers choose Zego

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All-in-one cover

Our comprehensive van insurance gives you the cover you need, including public liability insurance as standard.

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Everything in one place

Keep track of your documents and manage your cover easily in the app. It’s like having your policy in your pocket.

Zego Sense savings icon

Safe drivers save more

Choose Zego Sense when you buy your policy and save money when you renew. It’s van insurance for good drivers.

Zego Sense, trusted insurance provider

You're in safe hands

Commercial insurance is our thing. In fact, over the past 7 years we’ve sold over 58 million policies*.

Reviews from our customers

I simply cannot recommend this company enough. I’ve been in the courier business for the past 7 years now, just wish I’d found this company sooner.

Andy Drake, Van Courier Driver

The staff were friendly and helpful, and prompt to respond to queries. I 100% recommend Zego to van and courier customers.

Darmah C, Van Delivery Driver

Frequently asked questions

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*Policies sold - based on the total number of policies sold by Zego until 24/10/23.