Business van insurance

All-in-one commercial van cover for tradespeople and businesses.

Looking for business van insurance? Get a personalised quote in just a few minutes

What is business van insurance?

Business van insurance, also known as commercial van insurance, provides cover for vans used for work or business purposes. Whether you're a tradesperson, contractor, or a business using vans to carry your own goods, our van insurance gives you the protection and peace of mind you need when out on the road.

Why us?

woman driving a van looking at her business van insurance quote on her phone

Your van insurance, sorted

Our comprehensive business van insurance provides all the cover you need to start driving, allowing you to focus on running your business.

woman driving a van looking at her business van insurance quote on her phone

Cover for the way you work

Choose a policy to suit the way your business works, and boost your protection with optional extras.

You're in safe hands

Commercial insurance is our thing. In fact, over the past 7 years we’ve sold over 58 million policies*.

What does commercial van insurance cover?

Business van insurance can cover you and your vehicle, plus other drivers and their property. It typically includes protection against accidental damage, fire, theft and vandalism. With our comprehensive commercial van insurance, you also get cover for personal belongings, tools and equipment, so you're protected if anything gets damaged or stolen.

What type of business van insurance can I get?

Business Vans at insurance policy depot.

Fully Comprehensive Business Van Insurance

We offer commercial van insurance policies for all types of businesses. Whether you're a self-employed plumber or a small business owner, we've got you covered.

Policy length: Annual

Great for: Self-employed tradespeople and small businesses using vans to carry out work.

Cover: Van insurance for both commercial and personal use (carriage of own goods plus social, domestic & pleasure).

Product Options: Fully Comprehensive only.

Payment: Buy with a single payment online or monthly instalments.

What’s included with my van insurance policy?

  • Cover for business use, commuting and personal driving

  • Costs for causing damage to other vehicles or property up to £5m

  • Personal belongings cover up to £300 & tools in transit cover up to £500

  • Loss, damage or theft of your vehicle and its spare parts

  • Windscreen cover (£25 excess for repairs or £100 for replacement)

  • Audio, communication and navigation equipment cover up to £500

  • Key and lock cover up to £300

  • Personal accident cover up to £5,000

  • Motor legal protection and courtesy car (with approved repairers)

Increase your van cover with optional extras

Add extra protection to your policy for the cover you need.

NCD discount

NCD discount

Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.


on the price of your policy

breakdown cover vehicle

Breakdown cover

Combined roadside, recovery and home cover within the UK.


available for annual policies only

Van insurance for tradespeople

Working as a self-employed plumber, electrician or builder? Our business van insurance provides the cover you need so you can get on with your work. Take the stress out of your insurance and get a quote today.

What do I need to get a business van insurance quote?

  • Vehicle details: We'll need the make, model and registration number of your van, along with any modifications you've made.

  • Driver information: Include details of any driver who will be using the van for work or business purposes.

  • Business use: Tell us how the van will be used, whether that's for making deliveries of third party goods, transporting your own goods, or commuting to work.

  • No Claims Bonus: If you have one, give us the details of any no claims bonus you've earned on previous policies. It could help to lower the cost of your cover.

  • Claims history: Tell us about any van insurance claims you've made in the past.

  • Extra security features: We may also need to know about any extra technology or security features installed in your van, such as immobilisers, alarms or trackers.

What level of business van cover can I get?

female business van driver checking her insurance quote next to a van

Fully Comprehensive

Our all-in-one, comprehensive van insurance gives you everything you need to stay safe while you work. You get cover against accidental damage, fire and theft, plus protection for any personal belongings and equipment kept in your van.

Reviews from our customers

I simply cannot recommend this company enough. I’ve been in the courier business for the past 7 years now, just wish I’d found this company sooner.

Andy Drake, Van Courier Driver

The staff were friendly and helpful, and prompt to respond to queries. I 100% recommend Zego to van and courier customers.

Darmah C, Van Delivery Driver

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Frequently asked questions

*Policies sold - based on the total number of policies sold by Zego until 24/10/23.