Hire and Reward Insurance
Flexible Insurance cover for car deliivery drivers.
What is hire and reward insurance?
Hire and reward insurance is a type of commercial car insurance that allows you to carry passengers or parcels in return for payment.
It covers you for any damages or vehicle repairs if you’re involved in an accident, as well as legal expenses and compensation if somebody gets injured.
Sometimes referred to as Class 3 Business insurance, it is a legal requirement for anyone who works as a private hire taxi driver, van courier or fast food delivery driver.
Work flexibly with our delivery app
Hire and reward courier cover to suit you
From pay-as-you-go to annual cover, choose a delivery insurance policy that fits the way you work.
Use our app to check your balance, top-up instantly, view your policy documents and much more.
Get our best rates for new policies and renewals, plus rewards when you refer a friend.
How does hire and reward insurance work?
It’s quick and easy to get a hire and reward policy with Zego.
Choose the type of insurance policy that’s right for you and fits when you work.
Use the Zego Delivery app to link your account with your work providers.
You’re all set! You’re covered to deliver as a van, courier or food delivery driver.
Hire and reward cover for vans
Van insurance for deliveries is one of the most popular reasons for needing hire and reward cover.
Which hire & reward policies are available?
To use your car for food delivery or courier work, you must have personal (SD&P) insurance and delivery insurance.
Whether you have existing personal (SD&P) insurance or not, we can get you covered with a Zego delivery policy.
Pay for cover only when you work.
Standalone only—you must have existing personal (SD&P) insurance.
Top up via the app.
Available standalone or as a combo to include personal (SD&P) cover.
Paid in a single payment.
Annual (12 months)
Long-term, cost effective cover.
All annual policies include personal (SD&P) cover.
Option to pay in a single payment or 9 monthly installments.
Get an insurance quote in minutes
Is a Zego hire and reward policy for me?
You have a full UK/EU driving licence
You’ve had no more than 2 claims in the last 3 years (regardless of fault)
You are aged 21 - 75
You are the vehicle owner or registered keeper
You live and work in England, Scotland, or Wales
The current vehicle value is less than £30,000