What to consider before you renew your Fleet insurance

Written by Benedict Harrison

Published on

Some of the most important things to think about when your Fleet insurance policy is due for renewal.

Image of a fleet of cars

When you manage a fleet of vehicles, it’s important to make sure you get an insurance policy that suits your needs. Setting up a Fleet insurance policy offers you a cost-effective and convenient way of making sure that your vehicles have the cover they need.

But to get the most out of your Fleet insurance policy, it’s always a good idea to think carefully when the time comes to renew your cover.

In this post, we’ll take a look at some of the most important things to consider when your existing Fleet insurance policy is due for renewal. We’ll also take a look at how Zego’s Fleet insurance differs from traditional policies and how our products can help you get the most from your cover.

How much are you paying for your cover?

Before your existing Fleet insurance policy comes to an end, it’s always worth considering your options to see if you could save on the cost of your cover. It’s also worth looking at the different types of Fleet insurance available.

Zego offers usage-based Fleet insurance to fleets of vehicles working across a range of sectors including delivery, courier, private hire and micromobility. Unlike traditional insurance, our usage-based cover offers you a premium that is based on how much your vehicles are actually used.

Image of how Zego's Fleet insurance works

When you set up a usage-based policy with Zego, you pay a minimum base rate so your vehicles are always covered. Then, depending on the mileage of your vehicles or how much time they spend on the road, you pay a flexible premium. No matter how much your vehicles are used, you’ll never pay more than your agreed monthly cap, so you’ll always get a fair and transparent price.

Are all your existing policies with one provider?

One of the great perks of having a Fleet insurance policy is that you can save time on administrative tasks. However, if your fleet’s vehicles are insured with different companies, it can be tricky to stay on top of things.

When your insurance is due for renewal, you may find that you can consolidate your different policies into one convenient policy with one provider so that you can save time managing your fleet. At Zego, we also give you access to your own dedicated management portal to help make your policy management even easier.

Are you getting the most out of your insurance?

With some insurance providers, your cover can do more than just protect your vehicles. Zego partners with world-class telematics providers to help you get the most out of your Fleet insurance.

These devices give you access to a range of benefits, which can help you manage your fleet’s risk and improve your operational efficiency. With our cover, you get detailed insights into how your drivers are navigating the road, so you can understand how your vehicles are being driven.

As well as helping you save money on the cost of your cover, Zego works with industry leading partners, including RSA, Swiss Re and La Parisienne to offer you fantastic support.

To learn more about Zego’s products, you can visit our Fleet insurance page.