Our guide to the different scooter insurance options available with Zego and what they cover you for.
It’s important to make sure you have the right insurance cover in place when you work as a scooter delivery driver. Not only do you need to have Social, Domestic & Pleasure (SD&P) insurance in place for the personal use of your scooter, but you also need Hire & Reward (H&R) cover for your work.
At Zego, we offer a range of scooter insurance policies to suit all delivery riders, whether you work for 5 or 50 hours per week. In this post, we’ll take a look at the different scooter insurance options Zego offers, what they cover you for and how you can get started with your quote.
Pay-as-you-go Hire & Reward cover
Our pay-as-you-go H&R cover is the most flexible option we offer for delivery riders. You only pay for your insurance when you’re actually working, so if you work up to or around 20 hours per week, it’s a great way to save money on the cost of your cover.
For scooter riders, our pay-as-you-go cover costs £0.70 per hour, or £0.50 per hour if you also purchase your Social, Domestic & Pleasure insurance with Zego. It provides you with Third Party Only cover, so you’re protected for any damage you do to another person, their property or their vehicle, but you and your scooter are not covered in the event of an incident where you are found at fault.
30-day cover
Our 30-day scooter insurance policies are available for bikes up to 500cc and provide you with all the cover you need for your work and free time in one convenient policy. You get short-term cover without any long-term commitment, and your cover continues for as long as you need it in place.
You can also get as much protection as you need to feel safe by choosing between a Fully Comprehensive, Third Party, Fire & Theft or Third Party Only policy.
Annual cover
Just like our 30-day policies, our Annual scooter insurance is available for bikes up to 500cc and includes cover for using your scooter for both your work (H&R) and your free time (SD&P). You get the same choice for your level of cover too, so you can get a policy that suits your needs.
With our Annual scooter insurance, you can either pay in one upfront fee or spread the cost of your policy over a series of monthly instalments.
For more information about Zego’s cover, you can visit our scooter insurance page or download the Zego Delivery app and get a quote – it only takes a minute.