Which Private Hire insurance is right for me?

Written by Benedict Harrison

Published on

Our guide on how to choose the Private Hire insurance policy that's right for you.

At Zego, we offer a range of Private Hire insurance options so you can get the cover that’s right for you. But we know that it’s not always easy to make a decision about which policy suits you best, especially if you’re new to private hire work altogether.

In this post, we’ll look at the different options available when you purchase Private Hire insurance with Zego. We’ll explain the different policy lengths and levels of cover we offer and show you how you can get started with your quote today.

Annual Private Hire insurance

If you’re an experienced private hire driver, or if you’re ready to commit to a longer-term policy, our annual cover offers you a cost-effective solution for your insurance. You can either pay in one upfront fee, or spread the cost of your premium over a series of monthly instalments.

Just let us know when you’d like your policy to start and you’ll have the protection you need for your private hire work and personal driving for a year. If you’re unsure as to how long you want to work as a private hire driver, you may be better suited to one of our shorter term policies.

Get a quick quote now — it only takes a minute.

30-day Private Hire insurance

If you want a short-term insurance solution that doesn’t stop you from building up your No Claims Discount, you may wish to consider our 30-day Private Hire insurance policies. You can set up a rolling subscription every 30 days to get cover that lasts for as long as you need it.

Just like our annual option, you get all the cover you need for your work and free time, but your policy is up for renewal more regularly. If you only carry out private hire work for some months each year, or if you’re going on holiday, you may be able to save money by using our 30-day cover instead of an annual policy.

7-day Private Hire insurance

If you’re looking for an insurance solution that offers you the greatest flexibility, our 7-day Private Hire insurance may suit your needs. 7-day policies are a great way to access flexible insurance cover, which can fit around you.

For more information about our 7-day policies, you can give us a call on 020 7206 0221.

Which level of cover is right for me?

Your level of cover determines the amount of protection you get from your policy. Zego offers both Fully Comprehensive and Third Party Only cover options to private hire drivers, so you can get as much protection as you need to feel safe out on the road.

Third Party Only cover protects you for any damage you cause to another person, their vehicle or their property, but it will not cover the cost of any damage done to you or your vehicle in the event of an incident.

Fully Comprehensive cover is the highest level of protection. It protects you for everything that Third Party Only cover includes, but also insures you for the cost of any damage done to you or your vehicle in the event of an incident.

To learn more about Zego’s products, you can visit our Private Hire insurance page. Get a quick quote now — it only takes a minute.