Our guide on how to choose the SPSV taxi insurance policy that's right for you.
At Zego, we offer a range of taxi insurance polices and options so you can get the cover that’s right for you. But we know that can sometimes be tricky to decide which policy suits you best, especially if you’re new to public and private hire work altogether.
In this post, we’ll take a look at the different options available when you get a quote for taxi insurance with Zego. We’ll explain the different policy lengths and levels of cover we offer and show you how you can get started with your quote today.
Annual taxi insurance
If you’re an experienced taxi driver, or if you’re ready to commit to a longer-term policy, our annual cover offers you a cost-effective solution for your insurance. You can either pay in one upfront fee, or spread the cost of your premium over a series of monthly instalments.
Just let us know when you’d like your policy to start and you’ll have the protection you need for your Private and Public Hire work and personal driving for a year. If you’re unsure as to how long you want to work as a taxi driver, you may be better suited to one of our shorter term policies.
30-day taxi insurance
If you want a short-term insurance solution that doesn’t stop you from building up your No Claims Discount, you may wish to consider our 30-day taxi insurance policies. You can set up a rolling subscription every 30 days to get cover that lasts for as long as you need it.
Just like our annual option, you get all the cover you need for your work and free time, but your policy is up for renewal more regularly. If you only carry out Public and Private Hire work for some months each year, or if you’re going on holiday, you may be able to save money by using our 30-day cover instead of an annual policy.
Which level of cover is right for me?
Your level of cover determines the amount of protection you get from your policy. Zego offers both Fully Comprehensive and Third Party Only cover options to taxi drivers, so you can get as much protection as you need to feel safe out on the road.
Third Party Only cover protects you for any damage you cause to another person, their vehicle or their property, but it will not cover the cost of any damage done to you or your vehicle in the event of an incident.
Fully Comprehensive cover is the highest level of protection. It protects you for everything that Third Party Only cover includes, but also insures you for the cost of any damage done to you or your vehicle in the event of an incident.
To learn more about Zego’s products, you can visit our taxi insurance page or if you are a FREE NOW Driver visit your dedicated taxi insurance page here. To get started with a quote, you can fill in your details using the form on that page.