Flexible delivery insurance designed for Deliveroo drivers
Over 250,000 drivers have chosen Zego, so you know you're in safe hands.
What Insurance do I need for Deliveroo?
In order to work for deliveroo drivers need insurance known as ‘Social, Domestic & Pleasure’ along with ‘Hire and Reward Insurance.
Social Domestic and Pleasure (SD&P), insurance policy that allows drivers to make day to day trips in their vehicle such as commuting between home and work,and seeing friends and family. A standard SD&P policy will not cover you for food delivery drivers.
Hire and Reward Insurance (H&R) is an insurance policy that courier drivers need. It allows delivery drivers to transport goods to different people, this includes delivery of food.
Car and Scooter riders who are wanting to work with Deliveroo will need to provide proof of having the correct type of insurance before they can ride with them. H&R insurance often gets called fast food delivery insurance, or carriage of own goods.
What does deliveroo driver insurance cover?
The type of coverage you will have depends on the specific insurance policy you take out. However generally you will be able to include three different levels of cover.
Third Party is a car insurance policy that offers the minimum level of cover needed by UK law. It covers you in the event of damaging someone else's car and the potential compensation costs for injuries to other drivers.
Third Party Fire and Theft covers drivers for damage to a third party including injuries and vehicle damage, however it also covers you for damage caused by a fire. It's worth noting that this doesn't cover your own vehicle if its damaged in an accident.
Comprehensive covers all the aspects of third party fire and theft as a range of extras such as theft, vandalism and fire damage to the other party’s vehicle. It also covers you if you damage someone else's car despite who is at fault.
What does deliveroo driver insurance cover?
Deliveroo provides its drivers with personal accident insurance and public liability insurance, however this does not cover your vehicle and delivery drivers are still required to take out an insurance policy that allows them to deliver food.
Why us?
Flexible cover
Choose between our Pay-As-You-Go, 30-Day and Annual policies. Get cover for Food Delivery and courier work.
Value for money
Make the most of our competitive prices. No hidden fees. What you see is what you pay.
Here when you need us
Manage your account in our easy-to-use app. Our multi-language call centre is here for you 7 days a week.
Policy lengths
Pay-as-you-go
Scooter
From £0.50* p/hr
Car
From £0.80* p/hr
Monthly
Scooter
From £50*
Car
From £90*
Annual (12 months)
Scooter
From £950*
Car
From £930*
What our customers say
Best company when you start working with Deliveroo. Great customer service and great prices!
It’s a brilliant app and very handy. Completely hassle free. I would highly recommend it to other Deliveroo riders.
Frequently asked questions
Important: Deliveroo is not involved in arranging any insurance policy on behalf of Zego. All offers, promotions and products are created by Zego.