Everything you need to know about Private Hire insurance

Written by Benedict Harrison

Published on

What Private Hire insurance protects you for, the options that Zego offers and how to get started with your quote.

Image of private hire driver

When you work as a private hire driver, it’s important to make sure you have the correct insurance cover in place so that you have the cover you need for your work. If you’re new to private hire work, it’s not always easy to make sense of the options that are available to you regarding your insurance.

In this post, we’ll take a look at what Private Hire insurance protects you for, the options that Zego offers and how you can get started with your quote in less than a minute.

What is Private Hire insurance?

Private Hire insurance protects you for picking up and dropping off passengers in exchange for payment. If you’re looking to start work with Uber, or another company where you are pre-booked to transport passengers, you will need to have Private Hire insurance in place.

Although both public and private hire drivers carry passengers in exchange for payment, public hire vehicles, such as taxis, can be flagged down at the side of the road, whereas private hire vehicles must be pre-booked.

What does Zego’s Private Hire insurance include?

When you purchase Private Hire insurance with Zego, your policy includes cover for:

  • Social, Domestic & Pleasure use
  • Private hire work
  • Hire & Reward use
  • Public Liability insurance

Social, Domestic & Pleasure insurance is the cover you need for your own personal driving, so our policies offer you all the cover you need for your work and free time. Public Liability insurance offers you protection in the event that a member of the public suffers an injury or property damage as a result of a non-motor incident.

A great feature of Zego’s Private Hire insurance options is that our policies also include Hire & Reward insurance, which protects you for carrying parcels or food in exchange for payment. However, you should always check that companies you carry out private hire work with are happy for you to explore this line of work.

What options are available with Zego?

At Zego, we help you get cover that works for you by offering a range of different options for you to choose from. We offer Annual, 30-day and 7-day policies, so you can get cover that lasts as long as you need it for. You can also choose between Fully Comprehensive or Third Party Only cover, so you can get as much protection as you need to feel safe at work.

We also have a great range of optional extras for you to choose from, including Breakdown Cover, NCD protection and Legal Expenses Insurance, so you can get cover for what matters to you.

How do I get a quote?

To get started with your quote for Private Hire insurance with Zego, simply fill in your details using the form below:

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We can show you an estimated price for your cover on screen in less than a minute. If you’re happy with your estimated price, you can continue to get a full quote and set up your cover online.

To find out more about our products, you can visit our Private Hire insurance page. If you have any questions, feel free to get in touch with our team. We’re available 7 days a week and we’ll be happy to help.