How to get an insurance certificate for private hire work

Written by Benedict Harrison

Published on

We take a look at how you can prove you have the right cover in place for private hire work.

There are a number of steps along the way on your journey to starting work as a private hire driver. You’ll need to find a vehicle to use for your work, get started with a company you’ll be looking to work with and sort out the insurance you’ll need to have in place.

At Zego, we know it’s not always easy to make sense of what insurance you need, or how you can provide proof that you have the right cover in place. In this post, we’ll take a look at the cover you need, how you can get hold of an insurance certificate and we’ll show you how to get started with your quote for Private Hire insurance with Zego.

What cover do you need to have in place?

In short, you need to have Private Hire insurance in place to cover you for carrying passengers in exchange for payment. You will also need a policy that includes Social, Domestic & Pleasure (SD&P) insurance, which protects you for your personal driving.

Zego’s Private Hire insurance includes your SD&P cover, as well as additional Hire & Reward (H&R) protection for carrying food or parcels in exchange for payment. That’s all the cover for your work and personal driving in one convenient policy.

At Zego, we offer a range of options for you to select from, with your choice of policy duration and cover level. Get as much protection as you need to feel safe for as long as you need your cover in place.

How can you provide proof of your insurance?

Once you’ve set up a Private Hire policy, you’ll receive a copy of all your important documents by email. You can keep these safe for whenever you need them, or request a new copy by email.

If you choose a Private Hire + Sense policy to benefit from our fairest price for your cover, you can access all your important documents in the Zego Sense app too, including your certificate of insurance.

How can you get started with your quote?

Get a quick quote now — it only takes a minute.

For more information about the different options we offer, you can visit our Private Hire insurance page. If you have any questions, feel free to get in touch with our friendly team. We're available 7 days a week and we'll be happy to help.