PRIVATE HIRE INSURANCE
Private hire taxi insurance trusted by over 98k drivers
Rated excellent on Trustpilot
Private hire, delivery, and personal driving cover in one policy
Instant certificate upload to Uber, Bolt and Freenow
Save up to 17% upfront with Sense, plus fairer renewals based on how you actually drive
What is private hire taxi insurance?
Two ways to get covered
Sense telematics
App-based telematics insurance that looks at how smoothly you drive, helping you get rewards throughout the year and build a renewal price that reflects how you actually drive.17% upfront discount on your policy.
Better renewal prices for good driving.
Access to Zego Rewards.
Instant certificate upload to Uber, Bolt & Freenow.
Also includes food & parcel delivery.
Choose Monthly (30 days) or Annual (12 months) cover.
Standard
Straightforward, reliable private hire insurance. No telematics app required – just pick your cover level, choose your payment option, and you're ready to go.Instant certificate upload to Uber, Bolt & Freenow.
Also includes food & parcel delivery.
Single or monthly payment options available.
Choose Monthly (30 days) or Annual (12 months) cover.
Get rewards for good driving – up to £60 a year
Here’s how it works:
1. Drive well
2. Get points
3. Treat yourself
Choose between Third Party Only and Fully Comprehensive
Fully Comprehensive
This is the top level of cover. If you’re involved in an accident, it protects you and your vehicle, plus other people and their property. You’ll also be covered for legal fees and compensation payouts if you’re found to be at fault.
Third Party Only
Third Party Only covers other people and their property, but it doesn’t cover you. So you’re protected if someone gets injured and tries to sue you, but you won’t be covered if you get hurt or your car gets damaged.
What’s included with your private hire policy?
Fully Comp | Third Party Only | |
|---|---|---|
Private hire work, food and parcel delivery work, plus personal driving | ||
Unlimited liability for causing damage to other vehicles or property while driving | ||
Unlimited liability for causing injury or death to other people while driving | ||
Public liability cover up to £10m | ||
Loss, damage or theft of your vehicle and its spare parts | ||
Windscreen (£25 excess for repairs or £100 for replacements) | ||
Audio, communication, and navigation equipment cover (£500 limit) |
Upgrade your private hire cover with these extras
Breakdown cover
Combined roadside, recovery and home cover within the UK.£40
with annual
£8
with 30 days
Replacement vehicle
Get a replacement car – licensed for private hire work – while yours is being repaired.£65
with annual
£10
with 30 days
NCD protection
Protect your no-claims years for a maximum of one at-fault claim.+7%
of the price of your premium
Choose who you work for
Why we're the right choice
94m
750k
96%
What our customers say
Meet Peter
"Zego customer service has been very reliable, and very prompt. And I think I would recommend Zego to my friends."Meet Muhammad
"When my friend come to me for insurance advice, I always recommend Zego."Meet Tihomir
"I haven't been long with Zego, just 4 or 5 months. Customer service for me was really good so far, thumbs up for them."
Trusted by 100,000’s of UK drivers
Share and earn. It's that simple.
That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.
Excludes flexible, pay-as-you go customers
Frequently asked questions
When you buy a Sense policy, your upfront payment is 17% cheaper than a standard policy, as of 10/09/25.
"94 million policies sold..." - based on the total number of policies sold by Zego as of 10/06/26.
"...over 98,000 drivers" — based on unique customers who have held a Zego private hire taxi policy as of 16/06/26.
"750k drivers have chosen us..." - based on unique customers who have held a Zego policy as of 10/06/26.
"£118/month..." - *10% of customers paid this or less monthly on an annual private hire policy in the 3 months prior to 10/06/26
"...£60 a year..." – If a rating of 'Excellent' is consistently maintained over the full course of the policy. Available to annual policy holders only.