What is Private Hire insurance?

Written by Benedict Harrison

Published on

Our guide to the insurance you need to work as a Private Hire driver in the UK.

Image of private hire driver

If you’re looking to start work as a private hire driver, you’ll need to make sure you have the correct insurance cover in place. If you already own a car, then you should already have standard Social, Domestic & Pleasure (SD&P) insurance in place to cover your personal driving.

However, this type of insurance won’t cover you for your work as a private hire driver. Instead, you’ll need to have Private Hire insurance in place.

In this post, we’ll explain what Private Hire insurance is, what it covers you for and we’ll show you how you can get a quote with Zego in just a few minutes.

What’s the difference between Public and Private Hire insurance?

Although both public and private hire drivers carry passengers in exchange for payment, public hire vehicles can be flagged down at the side of the road, whereas private hire vehicles must be pre-booked.

If you’re looking to start work with Uber or another company, you will need to have Private Hire insurance in place.

To start your Private Hire insurance quote with Zego, fill in your details below. You can get an estimated price for your cover in less than a minute and continue to get your full quote and purchase your policy online.

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How much does Private Hire insurance cost?

As a private hire driver, you can expect to pay anything from as little as about £800 all the way up to several thousand pounds for insurance, depending on your individual circumstances. Exactly how much you pay is determined by the information you provide when you get a quote.

There are a number of different factors that determine how much your cover will cost, including your vehicle, how long you’ve held your licence, your driving history and lots more.

What Private Hire insurance options does Zego offer?

At Zego, we offer a range of insurance options, so you can get the cover that’s right for you. Choose between an Annual, 30-day or 7-day policy to get protection that lasts as long as you need it. We also offer you the choice of a Fully Comprehensive or Third Party Only policy, so you can get as much cover as you need to feel safe on the road.

You can also customise your policy by choosing from our great range of optional extras, including Breakdown Cover and NCD protection to get cover for what matters to you.

How long does it take to get a quote?

We’ve worked hard to make getting a Private Hire insurance quote quick and easy. You can start your quote for Private Hire insurance by filling in your details below.

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Even if you’re just looking for an idea of how much your cover will cost with Zego, you can get an estimated price for your cover in less than a minute.

If you have any questions, feel free to get in touch with our friendly team, or you can find out more information about our cover by visiting our Private Hire insurance page.