The way we move is changing. From delivery bots on our pavements to self-driving shuttles in our airports, Autonomous Vehicles (AVs) are no longer science fiction—they are here, and they are scaling fast.
But with new technology comes new risk. Traditional insurance models, built on centuries of human-driver data, simply don't fit a world where the "driver" is an algorithm.
At Zego, we don’t just insure the present; we build for the future. That is why we are proud to be at the forefront of the AV revolution, providing bespoke insurance solutions for the companies redefining mobility.
Why AV Insurance Needs a New Approach
Insuring an autonomous fleet is completely different from insuring a traditional taxi or van.
- Data, Not Demographics: We don't ask about a driver's age or history because there isn't one. Instead, we look at the vehicle’s capability, its operational design domain (ODD), and real-time performance data.
- The "Split" Liability: In a traditional crash, we ask "Who is at fault?" In an AV crash, we have to ask "Was it the hardware, the software, or a third party?" Our policies are designed to handle these complex liability shifts seamlessly.
Flexible Cover for Every Stage of Autonomy
We know that the road to full autonomy is a journey. Whether you are testing Level 3 prototypes or deploying Level 5 fleets, our cover evolves with you.
- Trial & Testing Cover: Flexible policies for closed-track and public road trials.
- Commercial Deployment: Scalable fleet insurance for when you are ready to launch to the public.
- Third-Party & Cyber: Comprehensive protection that covers not just physical accidents, but the cyber risks inherent in connected vehicles.
Partnering with the Pioneers
We are already working with some of the world’s most exciting AV companies, helping them get their technology on the road safely and legally. By understanding their unique data, we can offer pricing that is fair, sustainable, and scalable.
The future of transport is efficient, safe, and driverless. We are here to make sure it’s insured.
Are you building the future of mobility? Get in touch with our specialist AV team to discuss a bespoke insurance solution for your fleet.
