ELECTRIC CAR TELEMATICS INSURANCE

Electric driving deserves more.

EV telematics insurance that rewards good driving, and covers extras like charging and battery health.

  • Rewards for good driving with Zego Sense – our app-based telematics cover

  • EV perks built in – charging, battery health checks and more

  • Zoom EV subscription included – track range, charging and warranty in one place

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Zego Sense app screens showing driver score and insights

What is electric vehicle insurance?

Telematics driver rating image
Electric vehicle insurance is car insurance built for electric cars. It covers everything standard car insurance does — accidents, theft, damage and third-party liability — plus the parts that make EVs different, like the battery, charging cables and home charge points.

With Zego, EV insurance also comes with extras made for electric driving, from charging perks to battery health checks. Cover that understands your car, not just any car.

Good driving now gets you Rewards.

Zego Sense screens showing driver rating and insights
When you choose a Sense policy, you get our app-based telematics insurance and Rewards. Download the app, drive well, and we'll give you gift cards from places like Amazon, Tesco and Greggs.

Here’s how it works:

1. Drive well

Download the app and hit the road. Your driving does the talking.

2. Get points

The better you drive, the more points you get. Good driving adds up.

3. Treat yourself

Turn your points into gift cards at some of your favourite brands and retailers.

What’s included in your EV policy

We offer fully comprehensive annual cover for electric vehicle drivers aged 24–60, plus Zego Rewards*.

Every policy also comes with a free Zoom EV subscription*, which unlocks all the EV perks below, from cheaper charging to battery health checks - here’s what’s included:§
  • Free BP Pulse subscription - 20% off charging across the network
  • Free 25kWh charging on the Osprey network
  • £10 charging credit from the Octopus Electroverse to get you going
  • 10% off INDRA home charging units
  • 20% off pre-booked parking nationwide with Park
  • £25 credit towards Octopus Home Energy
  • 5% off MOTs and servicing - plus driveway service through ClickMechanic
  • 20% off advanced battery health checks with Clearwatt
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Why Sense suits EV drivers

With Sense, your driving does the talking. Electric cars cost more to insure, but Sense prices on how you drive, not just what you drive.

  • 100% app-based telematics policy – no black box needed

  • Get rewards for good driving – gift cards from Amazon, Tesco and more

  • Renewal price based on how you drive, not just how much your electric car costs or your age

  • Real-time driving insights sent straight to your phone

Why drivers trust Zego

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94m

policies sold
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750k

drivers have chosen us
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96%

Sense drivers save money

Is Sense right for you?

Sense app-based telematics cover is built for confident, careful drivers. Before you start, check you tick the boxes below.
  • I'm 24–60 years old
  • I live in the UK
  • I have no previous claims or motoring convictions
  • I hold a full or provisional UK driver’s licence
  • My car is valued at less than £30,000

Trusted by 100,000’s of UK drivers

Join the good driving revolution. Get a quote to see how much you could save.
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Read about electric car insurance

Learn all about electric car insurance with our useful guides.
  • Are electric cars more expensive to insure?

    Are electric cars more expensive to insure?

    Here we break down whether electric cars really cost more to insure, by how much in 2026, and the simple ways to bring your premium down.
  • telematics vs black box

    How much does it cost to charge an electric car?

    Here we break down what it really costs to charge an electric car in 2026, at home and in public.
  • How to improve your driver rating

    Are electric cars worth it in 2026?

    Here we weigh up whether an electric car is actually worth it for UK drivers in 2026, covering running costs, tax, insurance and battery life.

Frequently asked questions

"94 million policies sold..." - based on the total number of policies sold by Zego as of 10/06/26.

"750k drivers have chosen us..." - based on unique customers who have held a Zego policy as of 10/06/26.

“96%..” – Based on Zego customers who have been insured on Sense policies and have a driver rating, between 01/06/2025 and 01/08/2025.

"...£60 a year..." – If a rating of 'Excellent' is consistently maintained over the full course of the policy. Available to annual policy holders only.

*Zoom EV subscription will be available and sent you 14 days after your policy starts.