COURIER VAN INSURANCE
Reliable van insurance for delivery drivers
Manage your cover anytime in the app
Public liability insurance included as standard
Choose from a range of optional extras
What is courier van insurance for?
Who is courier van insurance for?
Whether you’re a full-time courier or delivering a few hours each week, our van insurance provides all the cover you need.
Do I need courier van insurance?
You need courier van insurance if…
You deliver parcels, packages or goods for payment
You do multi-drop, same-day or gig-economy delivery work
You drive for a courier platform or delivery company
You use your own van for any of this work
You may not need it if…
You only use your van for personal driving (SD&P)
You're not carrying goods for payment
You occasionally help friends move items for free
Still unsure? It's worth checking before you drive for work
What van courier delivery policies are available?
Annual Combo (SD&P + H&R)
Combined van insurance for courier work and personal driving
Policy length: Annual
Great for: Full-time or seasonal courier delivery drivers who also use their vans for personal use
Cover: Van insurance for both commercial and personal use, with hire and reward and social, domestic and pleasure
Options: Third Party Only or Fully Comprehensive
How to buy: Single online payment or monthly instalments
Levels of cover for courier van insurance
Fully Comprehensive
Our highest level of protection. As well as covering your liability to others, it protects your own van — so you're back on the road quickly if something happens to it.Everything in Third Party Only, plus:
Loss, damage or theft of your van and its parts
Windscreen repair and replacement
Audio, comms and navigation equipment (£500 limit)
Best for high-mileage couriers who can't afford downtime
Third Party Only
Our essential level of cover. It protects other people, their vehicles and property if an accident is your fault, with public liability included as standard.Personal driving and courier delivery work
Damage to other vehicles or property (up to £5m)
Injury or death caused to other people
Public liability cover up to £5m
A lower-cost option for older or lower-value vans
What level of insurance can I get?
Fully Comp. | Third Party Only | |
|---|---|---|
Personal driving and courier delivery work | ||
Costs for causing damage to other vehicles or property up to £5m | ||
Your legal liability for causing death or injury to other people | ||
Public liability cover up to £5m | ||
Loss, damage or theft of your vehicle and its spare parts | ||
Windscreen (£25 excess for repairs or £100 for replacements) | ||
Audio, communication, and navigation equipment cover (£500 limit) |
Courier vs haulage insurance — which do you need?
Courier insurance
Lots of smaller drops over short to medium distances
Parcels, packages and multi-drop delivery work
Typical for self-employed couriers, parcel and gig-economy drivers
This is the cover most van delivery drivers need
Haulage insurance
Fewer, larger loads carried over longer distances
Often a single load moved point to point
Typical for HGV and long-distance freight work
Not usually what parcel or multi-drop couriers need
Extra protection to keep you on the road
No claims discount protection
Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.+6%
on the price of your premium
How to reduce the cost of your courier van insurance
Pick the cover level that fits your work
Fully Comprehensive protects your van as well as other people
Third Party Only is our lower-cost option, with public liability included as standard
Start from what your income actually depends on
Protect your no-claims discount
Add no-claims discount protection as an optional extra
Keep the discount you've built up, even if you need to claim
Keep your van secure
Park somewhere secure overnight where you can
An alarm, tracker or camera won't affect your eligibility with us
Build a claim-free record
Good driving keeps claims down over time
Give accurate mileage and usage details when you quote
What our customers say about us
I simply cannot recommend this company enough. I’ve been in the courier business for the past 7 years now, just wish I’d found this company sooner.
The staff were friendly and helpful, and prompt to respond to queries. I 100% recommend Zego to van and courier customers.
Why we're the right choice
71m
480k
What you need to get a quote
Documents to have ready
Your vehicle registration and van details
Your full UK or EU driving licence
Your driving and claims history
The kind of courier work you do
Are you eligible?
You're aged 21–65
You have a full UK or EU driving licence
You live and work in England, Scotland or Wales
You have no unspent criminal convictions
You've had no more than two motoring convictions in the past five years
You've disclosed any reportable medical conditions to the DVLA
Why choose Zego for courier van insurance
Built for work driving
Your policy is designed for courier and delivery work from the start, with hire and reward cover included — not bolted onto a personal policy.
Public liability as standard
Every courier van policy includes public liability cover, so you're protected if something goes wrong while you're working.
Cover that rewards good driving
With Zego Sense, our app-based telematics cover, driving well can mean a better price. Learn more about Sense van insurance.
Fast, digital quotes
Get a quote online in minutes — no jargon and no broker phone queues.
Frequently asked questions
Trusted by 100,000’s of UK drivers
“71 million...” – Based on the total number of policies sold by Zego as of 17/10/24
“92%..” – Based on compliant Zego Annual Sense customers who have been insured on Sense policies and have a Driver Score, between August 1st 2024 and September 30th 2024