What your Private Hire insurance policy covers you for and whether delivery work is included.
At Zego, we want to help you get the most out of your insurance cover, with a policy that gives you everything you’re looking for. We know it’s not always easy to understand the cover you need to have in place, and sometimes you might not be sure what your current policy protects you for.
This 2025 guide explains exactly what our Private Hire insurance covers, including whether you can carry out delivery work, and how to get a quote in less than a minute.
Taxi insurance policies can vary in their coverage of food delivery services. Some insurers include food delivery as standard, while others require drivers to request this addition when obtaining their public or private hire insurance.
Can I carry out delivery work with a Private Hire insurance policy?
Yes — Zego Private Hire Includes Delivery Work at No Extra Cost
With a Zego Private Hire policy, you’re automatically covered for delivery work, such as carrying food or parcels in exchange for payment. This is included in all our Private Hire options, so you can switch between private hire jobs and delivery shifts without needing to change your insurance.
If you have Private Hire insurance with another provider, check your policy documents to confirm if delivery is included. It’s always best to be certain rather than risk driving without the correct cover.
What else is included in Zego’s Private Hire insurance?
As well as private hire, personal use (Social, Domestic & Pleasure), and delivery cover, you can tailor your policy with useful extras:
- Public Liability: £5 million included — upgrade to £10 million if needed
- Breakdown Cover: From just £1.50 per week, with home start included
- No Claims Discount Protection: Keep your discount safe after an at-fault claim
- Licensed Replacement Vehicle: Get a courtesy taxi while yours is repaired
Choose from 7-day, 30-day, or annual cover to suit your schedule. Want to save more? Use Zego Sense to track your driver score and lower your renewal.
How can I get started with a quote for Private Hire insurance?
At Zego, we believe getting a quote should be quick and easy. Get a quick quote now — it only takes a minute.
For more information about our cover and how our products work, have a look at our Private Hire insurance page. If you have any questions, please let us know and we’ll be happy to help. Our team is available 7 days a week, so we’re always on hand to support you whenever you need us.
