FOOD DELIVERY INSURANCE

Start your year with delivery cover that works like you do

Over 75,000 delivery workers have chosen Zego, so you know you're in safe hands.
  • Insurance by the hour, month or year

  • Available for cars, scooters and mopeds

  • Works with Uber Eats, Deliveroo, Just Eat and more

  • From quote to cover in minutes – all online

  • Keep track of everything in the app

Zego car delivery driver handing over takeaway

Food delivery cover that works where you do

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Delivery policies built around your needs

To use your car, scooter or moped for food delivery work, you'll need both social, domestic and pleasure (SD&P) and hire and reward (H&R) insurance. Whether you need insurance for a few hours or a whole year, we'll get you covered.
  • Zego Pay-as-you-go flexible insurance icon

    Hire and reward (H&R)

    Insurance for delivery work

    Available for: Cars, scooters and mopeds
    Policy length: Pay-as-you-go or 30-day (car only)
    Great for: Part-time food delivery workers looking for a more flexible type of cover (you’ll need to work with one of our delivery partners**).
    Cover: Hire and reward (H&R) cover for delivery work only—you must have existing personal car insurance (SD&P) for your car or scooter.
    Policy options: The level of cover will match your existing SD&P policy.
    Payment: Payment: Buy and top up as you go via the app.
  • Zego Pay-as-you-go flexible insurance icon

    Combo (SD&P + H&R)

    Insurance for personal trips and delivery work

    Available for: Cars, scooters and mopeds
    Policy length: 30-day or Annual
    Great for: Full-time or seasonal food delivery workers who also use their car, scooter or moped for personal use.
    Cover: Includes personal (SD&P) and hire and
reward (H&R) insurance.
    Policy options: Third Party Only or Fully Comprehensive.
    Payment: Buy with a single payment online or monthly instalments.

Policy options

We offer Third Party Only and Fully Comprehensive cover for your cars, scooters or mopeds. Here's what you get.

Third Party Only

Fully Comp.

Food and parcel deliveries (plus personal use with our Combo cover)
IncludedIncluded
Costs for causing damage to other vehicles or property up to £5m
IncludedIncluded
Your legal liability for causing death or injury to other people
IncludedIncluded
Public Liability cover up to £5m
IncludedIncluded
Loss, damage or theft of your vehicle and its spare parts
Not includedIncluded
Windscreen (£25 excess for repairs or £100 for replacements)
Not includedIncluded
Audio, communication, and navigation equipment (excess £500)
Not includedIncluded

Tried and tested by London Eats

Watch as delivery influencer, London Eats, explains why he uses our scooter and motorbike insurance, including how much he’s able to earn with our pay-as-you-go cover.
  • Sunday Night Delivering in Central London

    Take Home Earnings vs Insurance Costs - Is it worth it?
  • Sunday Night Delivering Deliveroo Until My Electric Moped Dies

    This Job Is Full Of Surprises!

What our customers say

  • In my opinion, Zego is one of the best, easy and most suitable insurers on the market. If you're looking for insurance for your scooter, car or any other vehicle Zego is the right choice.

    Sanjay Gurung, Car Delivery Driver

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  • Insuring my car was so easy and straightforward. Topping up my credit was also a breeze and I’m ever so happy to have found you guys.

    Harold Okoro, Car Delivery Driver

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  • I would definitely recommend Zego, was really pleased with the price, by far the cheapest. The customer service was brilliant.

    Saiqa Hussain, Car Delivery Driver

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Why we're the right choice

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75k

delivery workers have chosen us
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51k

active pay-as-you-go customers
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81%

of customers rate us as 'Excellent'

Frequently asked questions

Trusted by 100,000’s of UK drivers

Join the good driving revolution. Get a quote to see how much you could save.
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Share and earn. It's that simple.

Know someone who needs insurance? Share your referral link and you’ll both receive a gift card when they sign up.

That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.

Excludes flexible, pay-as-you go customers

**For PAYG Scooter policies you must work with an integrated partner, which include: Deliveroo, Ryde, GoGetters, Vromo, Stuart, Just Eat and Uber Eats.

“51K...” – Based on the number of active Flex (pay-as-you-go) policies as of 22/12/25

“81%...” – Based on Trustpilot score as of 22/12/25

"75k delivery workers" - Based on the number of active flex and fixed delivery policies as of 23/10/25