Flexible delivery insurance designed for Ryde drivers

Food Delivery insurance provides protection for drivers who transport deliveries of food and parcels in return for payment. This is also known as Hire & Reward.
Bookings are typically made by phone, text, or mobile app and drivers may work with restaurant chains, or delivery apps like Uber Eats, or Deliveroo. Deliveries may be made using a car, scooter, or a courier van, and bookings are typically made by phone, text, or mobile app. Many delivery drivers provide this service part time to generate extra money, while some may do it full time as their main source of income.

Food Delivery insurance specifically covers drivers who deliver food or parcels for a living. Standard motor insurance does not cover this type of activity. Depending on the level of cover purchased, Food Delivery insurance can insure the driver, their vehicle, and third-party persons and property.

Zego’s Food Delivery insurance can protect drivers when they transport food and parcels or use their vehicle for social and domestic purposes. Drivers may also purchase fully comprehensive or third-party protection – check our Car, Scooter, or Courier Van options to find out more.

No. Food Delivery insurance is strictly for deliveries only. Transporting fee-paying passengers is not covered.

No. Zego’s Car, Scooter and Courier Van insurances protect drivers as they deliver food or parcels for reward, but there are different policies for each type of vehicle.

Car Delivery insurance: Allows the driver to use their own vehicle to deliver food, parcels etc. Full UK/EU driving licence required. Drivers aged 21-75.

Scooter, moped and motorbike insurance: Allows the rider to use their own scooter or motorcycle to deliver food, parcels etc. May have a full UK/EU driving licence, or a Compulsory Basic Training (CBT) licence (L plates) for up to 125cc engine size. Max engine size 500cc. Riders aged 21-65.

Van insurance for couriers: Similar to Car Delivery cover but for larger payloads. Protects the driver as they use their own van to transport food or goods for third-parties in return for payment. Full UK/EU driving licence. Drivers aged 21 -75.

Buying Food Delivery insurance with Zego is simple – get your quote in under a minute and then have a quick chat on the phone. If you can say ‘yes’ to the points below our Food Delivery insurance is right for you:

- You have a full UK/EU driving licence or CBT for Scooters (max engine size 125cc)
- You’ve had no more than 2 claims in the last 3 years (regardless of fault)
- You are aged 21 – 75 (21-65 for Scooters)
- You are the vehicle owner or registered keeper
- You live and work in England, Scotland, or Wales
- The current vehicle value is less than £30,000 (Cars)
- You work for one (or more) of our partnered work providers (Scooter)

You can buy Food Delivery insurance from Zego by the hour, by the month or by the year.

Cars:
- Our super flexible Pay-As-You-Go policy lets you pay for cover only when you work. Buy as you need it and top up via the Zego app.
- Our 30 days policy is perfect if you just want cover for your work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is more cost effective and best if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.

Scooters, mopeds and motobikes:
- Our super flexible Pay-As-You-Go policy lets you pay for cover only when you work. Max engine size of 125cc. Buy as you need it and top up via the Zego app.
- Our 30 days policy is perfect if you just want cover for your work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is more cost effective and best if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.

Courier Vans:
- Our 30 days policy is perfect if you just want cover for your work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is more cost effective and best if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.

It only takes a few minutes to get covered with Zego. No office visits or piles of paperwork. Simply get your quote for a personalised price.