Whether you’ve just started riding or you’ve owned a scooter for years, it’s important to get reliable insurance before you head out on the road.
If you’re a scooter owner who’s been affected by the recent collapse of MCE Insurance, you may be looking for another option. And we understand that you might be feeling a little cautious about choosing your next insurer.
When you take out a policy with us, you’re backed by an established brand that specialises in commercial insurance for delivery riders. You get to choose from a range of policies to suit the way you work, with affordable options for every rider.
So, before you make your choice, here’s a quick overview of the scooter policies we offer.
Pay-as-you-go scooter insurance
With this type of policy, you only pay for the hours you work. This makes it ideal for temporary or short-term delivery riders, or those looking for cover without the commitment.
Plans start at just £0.50 per hour for basic third party protection. You get cover for hire and reward (H&R for short), which means you’re insured to carry parcels and fast food deliveries in exchange for money.
To use this policy, you’ll also need social, domestic and pleasure insurance. Which leads us nicely onto our next option…
SD&P scooter insurance
Our social, domestic and pleasure (SD&P) insurance covers you for personal trips, like riding to the shops, to visit friends, or between delivery shifts.
You can only buy this policy when you take out our Pay-as-you-go insurance, as you need it to make sure you’re fully covered whenever you ride.
SD&P policies are available by the month (30-day) or by the year (Annual), with 30-day policies starting from just £23 a month.
Combo scooter insurance
Our final option for scooter riders is our Combo plan, which includes both hire and reward (H&R) and social, domestic and pleasure (SD&P) insurance. This means you’re fully covered for delivery work and personal riding with one simple policy.
Again, this insurance is available as a 30-day or Annual policy, with prices starting from £100 a month. It’s a good option for scooter delivery riders looking to work on a regular basis throughout the year.
Head to our scooter insurance page to learn more about our policies.
Top tips for choosing scooter insurance
- If you only work a few hours each week, look for pay-as-you-go cover — it gives you extra flexibility to pay only when you need to.
- If you plan to work throughout the year, an annual policy could offer better value over the long run.
- Make sure you get the right level of cover — third party only covers other vehicles and drivers, while fully comprehensive protects you, too.
- Check the excess amount of each policy — it’s the amount you’ll need to pay upfront if you’re involved in an accident.
- Choose a reputable brand that specialises in the type of riding and delivery work you do.
Ready to get a quote?
It only takes a minute and it doesn’t cost a thing! Simply download the Zego Delivery app and tell us a few details about you and your scooter. We’ll give you a personalised price right away.
10% of customers paid this or less in the 6 months prior to 11/05/23.
For Annual Scooter policies you must work with an integrated partner which include: Deliveroo, Ryde, GoGetters, Vromo, Stuart, Just Eat, Uber Eats.