Manchester taxi insurance
Cover for taxi and private hire drivers across Greater Manchester
Get a quote in minutes and pick the cover that fits how you drive.
- Hire and reward cover for taxi and private hire work
- Whichever borough or authority badged you
- Monthly or annual policies
Driving a taxi in Greater Manchester? Get a personalised quote in a few minutes
Taxi insurance in Manchester, wherever your badge is from
Taxi and private hire drivers need hire and reward cover, meaning insurance to carry paying passengers for a living. Standard car insurance will not cover that work.
Greater Manchester is ten boroughs, and plenty of drivers working here hold a badge from somewhere else. Where your licence came from changes who you deal with for your badge and your plate. It does not change the cover you need.
And some good news if you have been expecting a daily charge. There are no clean air charges to drive anywhere in Greater Manchester.
Zego covers private hire and Hackney carriage drivers, whether you take pre-booked work through Uber or Bolt or you drive a black cab in the city centre.
See our private hire insurance page for how cover works across the UK.
Choose your cover level
Two levels, in plain English, for Manchester taxi drivers
Third Party Only
The legal minimum. Covers damage or injury you cause to other people, their vehicles and their property. It will not cover your own car.
Fully Comprehensive
The highest level of protection. You get everything a third party policy gives you, plus cover against theft or damage to your own vehicle. You can add optional extras on top.
How your cover works
Monthly or annual. Choose Monthly (30 days) or Annual (12 months) cover. Monthly suits drivers between operators or waiting on a plate. Annual suits taxi work as your main income.
How your price works. Pick a Sense policy, our app-based telematics insurance, and good driving is recognised at renewal. Prefer something traditional? There is a non-telematics option.
Rewards. On a Sense policy you get points for driving well and swap them for gift cards from brands like Amazon, Tesco and Greggs.
Everything in the app. Documents, certificates and support, a few taps away.
Taxi licensing across Greater Manchester
There is no such thing as a Greater Manchester badge. Taxi and private hire licensing in England is done locally: Department for Transport figures record 263 separate licensing authorities in England as at April 2024, and licensing is administered by individual local authorities rather than regionally.
So your badge came from a particular council. In Greater Manchester that means one of the ten boroughs: Bolton, Bury, Manchester, Oldham, Rochdale, Salford, Stockport, Tameside, Trafford or Wigan. Rules and fees are set by whoever licensed you, so check with them rather than assuming the city region sets one standard.
Wherever your badge came from, the cover you need is the same, and we insure drivers licensed by authorities across the UK.
Taxi insurance in Stockport, Oldham, Rochdale and across Greater Manchester
We cover taxi and private hire drivers across Stockport, Oldham, Rochdale and every other Greater Manchester borough.
Plenty of drivers here work in one borough on a badge from another, and that makes no difference to the cover you need.
Why Zego?
Most taxi cover you’ll find online is a broker or an aggregator passing you to someone else. Zego is different. We underwrite our own taxi insurance, so the cover, the app and the support all come from the same place.
Upload your insurance certificate to Uber, Bolt and FreeNow in seconds, straight from the app. No waiting, no back and forth.
Pick app-based telematics insurance, where good driving is recognised, or keep things traditional with a non-telematics policy. Your call.
With a telematics policy you get points for driving well and swap them for gift cards from brands like Amazon, Tesco and Greggs. Up to £60 a year.
Documents, certificates and support, all a few taps away.
Two ways to get covered
Both products cover you for work and personal driving. That’s Hire and Reward (H&R) plus Car Insurance (SD&P) cover in one simple insurance policy.
Sense telematics
App-based telematics insurance that looks at how smoothly you drive, helping you get rewards throughout the year and build a renewal price that reflects how you actually drive.
- Included17% upfront discount on your policy.
- IncludedBetter renewal prices for good driving.
- IncludedAccess to Zego Rewards.
- IncludedInstant certificate upload to Uber, Bolt & Freenow.
- IncludedAlso includes food & parcel delivery.
- IncludedChoose Monthly (30 days) or Annual (12 months) cover.
Standard
Straightforward, reliable private hire insurance. No telematics app required – just pick your cover level, choose your payment option, and you're ready to go.
- IncludedInstant certificate upload to Uber, Bolt & Freenow.
- IncludedAlso includes food & parcel delivery.
- IncludedSingle or monthly payment options available.
- IncludedChoose Monthly (30 days) or Annual (12 months) cover.
Manchester taxi insurance questions
No. Clean Air Greater Manchester states that there are no clean air charges to drive anywhere in Greater Manchester. A region-wide charging zone was proposed and widely reported, but government approved an investment-led, non-charging plan instead. It has changed before, so check the current position if you are making a decision on the strength of it.
Yes. Instead of charging drivers, the plan has funded support for moving to cleaner vehicles, with a scheme for Hackney carriages and a separate one for private hire vehicles registered with a Greater Manchester local authority. Amounts and opening dates change, so check Clean Air Greater Manchester for the current position.
Yes. We cover taxi and private hire drivers across all ten Greater Manchester boroughs, and drivers licensed by authorities elsewhere in the UK. Licensing in England is run locally, so your badge and plate rules come from the council that licensed you. Check the detail with them. What you need from us is hire and reward cover, and that is the same wherever your badge is from.
Licensing is done locally rather than regionally. Department for Transport figures record 263 separate taxi and private hire licensing authorities in England as at April 2024. In Greater Manchester your badge comes from one of the ten boroughs: Bolton, Bury, Manchester, Oldham, Rochdale, Salford, Stockport, Tameside, Trafford or Wigan. Check the requirements with whichever one licensed you.
Yes. Any driver carrying paying passengers for a living needs hire and reward cover, whichever authority issued the badge. It is the work you do that decides the insurance, not the council that licensed you.
Yes. Zego taxi insurance is built for private hire and Hackney carriage drivers, including those working through platforms like Uber and Bolt.
Yes. Choose Monthly (30 days) or Annual (12 months) cover. Monthly suits drivers between operators or waiting on a plate. Annual suits taxi work as your main income.
Clean air information on this page was correct as at 4 August 2026 and is taken from Clean Air Greater Manchester. The Greater Manchester scheme has changed more than once, so check cleanairgm.com before you rely on it.
Licensing figures are taken from Department for Transport taxi and private hire vehicle statistics for England, 2024, and were correct as at 4 August 2026. Requirements are set by individual licensing authorities, so check with whichever one licensed you.
“Up to £60 a year” refers to Zego Rewards gift cards available on telematics policies.