Volkswagen vans have been a popular choice for UK drivers for decades. And it’s no surprise why. With a reputation for reliability, and a range of great models to choose from, Volkswagen vehicles consistently appear near the top of motoring lists.
Behind each Volkswagen van, there’s an insurance group rating. This is a key factor insurers use to work out your insurance costs.
In this guide, we’ll explore Volkswagen van insurance groups, and give you the information you need when choosing a van for your business.
Volkswagen van insurance group ratings
The Association of British Insurers (ABI) categorises vans into different insurance groups based on things like their repair costs, security features and engine power.
Vans built before 2016 are categorised into groups 1–20. Newer vans, registered after 2016, fall into groups 21–50. Generally speaking, the lower the insurance group, the lower the insurance costs.
Here are some of the more popular Volkswagen van models and their insurance groups:
Volkswagen Transporter
The Volkswagen Transporter usually falls into insurance groups 20–47. Known for its versatility, the Transporter's insurance group varies based on things like engine power and the overall size and weight of the vehicle.
Volkswagen Caddy
The Volkswagen Caddy's insurance groups can range from 5–12 or above. As a compact van designed for urban use, it often falls into lower insurance groups.
Volkswagen Crafter
The Volkswagen Crafter tends to fall somewhere in insurance group 29–50. Its larger size and cargo capacity contribute to its higher insurance group.
Things that can affect Volkswagen van insurance groups
Several factors can influence the insurance group rating of a Volkswagen van:
- Engine size: Vans with more powerful engines usually fall into higher insurance groups.
- Repair costs: Models with cheaper parts and lower repair costs often have lower insurance group ratings. That's because they cost less to repair or replace following an accident.
- Size and weight: Larger and heavier vans, like the Volkswagen Crafter, tend to have higher insurance group ratings.
- Security features: Vans equipped with advanced security technology may be placed in lower insurance groups.
Understanding subgroups and variations
Most Volkswagen van models are available in different sizes and configurations, which can affect the overall insurance group. For instance, a Volkswagen Transporter with different engine options or body styles may have varying insurance group ratings.
You might also notice some letters and numbers after your insurance group (for example, E, A, T1 or T2). These subgroups indicate that a van has certain added features, or a specific way that it is used.
Your business van insurance
By understanding the insurance group of your Volkswagen van, and the factors that can affect it, you’ll be able to make the right decision for your business.
Having all the information upfront can make a big difference to your commercial van insurance costs over the long run.
Here at Zego, we specialise in flexible, tailored insurance for commercial van drivers and businesses. Get a quote today for a personalised price.