As a business or self-employed tradesperson who relies on vans, choosing the right Ford van, and the right commercial van insurance, can make all the difference.
Ford vans are among the most popular vehicles on UK roads. And knowing their insurance groups can help you to manage your costs.
This guide covers Ford van insurance groups, and how they can affect the amount you pay for your cover.
What are the Ford van insurance group ratings?
In the UK, van insurance groups range from 1-20 for older van models, and groups 21-50 for vans released after 2016. The lower the insurance group, the lower the insurance costs.
With so many different Ford van models available, it can be difficult to know which one falls into which insurance group. Here are a few of the most popular models:
Ford Transit van
Older Ford Transit vans (those registered before 2016) tend to fall into insurance groups 5-9. Ford Transit vans registered from 2016 range between groups 23-50, depending on the specifications and size of the model.
Ford Transit Connect
The Ford Transit Connects released before 2016 can range from insurance groups 3-6. After 2016, Ford Transit Connect models usually fall into groups 24-33.
Ford Ranger pickup
The Ford Ranger pickup falls into insurance groups 10-13 for pre-2016 models. Newer Ford Ranger models will usually fall into groups 34-42.
What affects Ford van insurance group classifications?
- Cost to repair – Ford vans with cheaper parts and lower repair costs tend to fall into lower insurance groups.
- Engine power – Larger engines typically mean higher groups.
- Size and weight – Larger, heavier vans generally cost more to insure.
- Safety features – Advanced security tech can lower your insurance group.
How does registration year affect Ford van insurance groups?
The latest Ford vans can fall into slightly higher (more expensive) insurance groups due to their modern tech and high build quality. This makes them more expensive to repair or replace following an accident.
However, compared with much older vans, their improved safety features can help to offset some of the cost rises. As they’re safer to drive, and more resistant to theft, their insurance risk can go down. And this means lower insurance costs, too.
Choosing the right Ford van can make a big difference to your ongoing costs. Get to know your van insurance groups, and you could save some money over the long run.
Frequently asked questions about Ford van insurance
How much does it cost to insure a Ford Transit van each year?
If you’re buying a Ford Transit van for personal use only, you can expect to pay somewhere in the region of £450 to over £700 per year. The exact cost depends on things like the van model, your age and your driving history.
If you’re buying a Ford Transit for work, you’ll probably pay more than this. That’s because work vans usually drive more miles, through busier areas, than vans used for personal use. So the insurance risk goes up.
What category of vehicle is the Ford Transit van?
The Ford Transit is categorised as a light commercial vehicle, also known as a light goods vehicle. It’s a popular cargo van in the UK, used for all sorts of transportation and trade work.
How much does it cost to insure a Ford Ranger pickup annually?
Insuring a Ford Ranger pickup can cost anywhere between £500 to over £1,000 each year. The amount you’ll pay depends on things like your age, where you live and your driving history.
What insurance group is the Ford Transit van in?
With so many different models of Ford Transit available, insurance groups can vary widely. For Ford Transit vans released before 2016, you can expect insurance groups to range from 5-10. For newer models released after 2016, insurance groups can range from 23-50.