MOTORBIKE INSURANCE

Cover for delivery workers on 2 wheels

Flexible motorbike insurance for delivering food, parcels and packages.

  • Insurance by the hour, month or year

  • Get cover for delivery work and personal riding

  • Manage it all in the app

Pay-as-you-go quote
30-Day/Annual quote
Zego motorbike customer waiting for a collection

Choose who you work for

  • Gopher
  • JustEat
  • Deliveroo
  • Uber Eats
  • Stuart
  • Vromo

Why 445k drivers have chosen us

  • Flexible products to suit you

    We offer pay-as-you go, 30-day and annual delivery policies so you can choose cover that fits when you work.

  • Earn money your way

    Choose which provider you work for, and work with as many as you like. Your earning potential is up to you*.

  • You're in safe hands

    Delivery insurance is our thing. In fact, over the past 7 years we have sold over 65 million policies, and counting.

What is pay-as-you-go motorbike delivery insurance?

If you’re a motorbike delivery rider, our pay-as-you-go hire & reward (H&R) delivery insurance can help you save money on the cost of your cover. This cover is charged by the minute (with a minimum of 1 hour’s cover), and lets you pause your insurance when you’re not working. It’s a more flexible way to get insured, so it’s great for part-time motorbike delivery riders or seasonal workers.

How does hire and reward insurance work?

  • 01

    Choose your cover

    Get a quote and select a policy that suits your budget and the way you work.

  • 02

    Link your account

    If you need to link your Zego account with your work provider, you can do it easily in the app.

  • 03

    You're all set!

    Insurance sorted, you’re ready to start earning money as a food delivery or courier driver.

What insurance does a motorbike rider need?

To use your motorbike for food delivery or courier work, you must have personal (SD&P) insurance and Hire & Reward insurance.

Hire and reward insurance is a type of commercial vehicle insurance that allows you to carry food or parcels in return for payment.

Whether you have existing personal (SD&P) insurance or not, we can get you covered with a Zego Motorbike policy.
  • Pay-as-you-go

    Pay-as-you-go 
(H&R)

    For engine size 50-125cc

    Great for: Part-time food or parcel delivery workers looking for a more flexible type of cover (you’ll need to work with one of our delivery partners**).
    Cover: Hire and reward (H&R) cover for delivery work only—you must have existing personal (SD&P) insurance.
    Policy options: Third Party Only.
    Payment: Top up as you go via the app.
  • Pay-as-you-go

    Personal (SD&P)

    For engine size 50-125cc

    Great for: Zego customers with an existing pay-as-you-go policy.
    Cover: Social, domestic and pleasure (SD&P) insurance for everyday riding, such as trips to the shops or between shifts.
    Policy options: Third Party Only.
    Payment: Buy in the app (must be bought alongside our pay-as-you-go delivery insurance).

  • Combo 
(SD&P + H&R)

    For engine size 0-500cc
    Great for: Full-time or seasonal delivery riders, who also use their scooter or motorbike for personal use.
    Cover: Vehicle insurance for both delivery work (H&R) and personal riding (SD&P).
    Policy options: Third Party, Fire & Theft, Third Party Only or Fully Comprehensive.
    Payment: Buy with a single payment online or monthly instalments.

Is a Zego hire and reward policy for me?

  • You have a full UK/EU driving license or Compulsory Basic Training (CBT licence) for up to 125cc
  • You're aged 21-65
  • You live and work in England, Scotland, or Wales
  • You’ve had no more than 2 claims in the last 3 years (regardless of fault)
  • You're the vehicle owner or registered keeper
  • The current vehicle value is less than £30,000 and your vehicle’s engine size is 500cc or less (or 125cc or less for pay-as-you-go cover)

Frequently asked questions

Learn more about motorbike delivery

  • How much does delivery insurance cost?

    Whether you work full-time or for just a couple of hours per week, we have a policy for you.

  • How much do Uber Eats drivers make?

    For those considering driving for Uber Eats, the first thing people ask, ‘How much do Uber Eats drivers make?’ Here are the facts.

  • Choosing the best scooter for delivery

    We cover some of the most important things to consider when looking for a scooter to use for courier or food delivery work.
*For Annual Scooter policies you must work with an integrated partner which include: Deliveroo, Ryde, GoGetters, Vromo, Stuart, Just Eat, Uber Eats.
“445K drivers...” – Based on the number of fixed policies sold by Zego as of 21/05/24
“65 million...” – Based on the total number of policies sold by Zego as of 21/05/24