Citroën offers a range of vans for all types of work. Whether you’re a self-employed courier or a business running a fleet of vehicles, the chances are Citroën will have a van that works for you.
Before choosing a van, it’s important to understand the different insurance groups and how they can affect the cost of your business van insurance.
In this guide, we’ll uncover some of the main insurance groups for Citroën vans, and give you answers to some of the most frequently asked questions.
Citroën van insurance group ratings
In the UK, van insurance groups are numbered from 1 to 20 for older vehicles, and 21 to 50 for vans registered after 2016. In most cases, the lower the insurance group, the cheaper the insurance costs.
Here are a few of the more popular Citroën van models, and the insurance groups they usually fall into.
As one of Citroën’s more compact and efficient models, the Berlingo tends to sit in the lower insurance groups, around 2–5 for older models. Berlingo vans registered from 2016 onwards will fall into groups 21–33.
The slightly larger Citroën Dispatch usually finds itself in groups 3–7, or groups 22–34 for models registered after 2016. Enhanced security features in newer Dispatch models help to keep its insurance grouping from rising too high.
Smaller than the Berlingo, but with plenty of room for tools and equipment, the compact Citroën Nemo boasts lower insurance groups of around 2–4. Newer models registered after 2016 will usually fall into groups 21–33.
Bigger, heavier and able to carry larger loads, the Citroën Relay tends to fall into slightly higher insurance groups, from 5–8 for older models. Vans registered after 2016 will usually fall into groups 25–37.
Things that can affect Citroën Van insurance groups
There are a few things that can influence the insurance group rating of a Citroën van:
- Engine size: Vans with powerful engines usually fall into higher insurance groups. This is due to their higher speeds and potential to cause more damage in an accident.
- Size and weight: Larger and heavier vans, like the Citroën Relay, are typically more expensive to insure than smaller models like the Nemo.
- Repair costs: Vans with cheaper parts and lower repair costs usually fall into lower insurance groups, making them cheaper to insure, too.
- Security: Vehicles with advanced security features, such as Thatcham-approved alarms and immobilisers, are likely to be in lower insurance groups.
The impact of registration year on insurance groups
The year your van is registered can make a big difference to your insurance group.
Not only do the insurance ratings change between vans built before 2016 (1–20) and vans built after (21–50), but the advanced features and technology in modern vans can make a difference, too.
So, before deciding which Citroën van will work best for your business needs and budget, be sure to check how its size, safety features, engine size, repair costs, and year of registration will affect the cost of your commercial van insurance.
Frequently asked questions
Are Citroën Berlingos cheap to insure?
The Citroën Berlingo is one of the cheaper Citroën vans to insure, mostly due to its compact size and availability of parts. These things tend to place the Berlingo in a lower insurance group, meaning a lower insurance cost.
Are Citroëns expensive to insure?
The cost of insuring a Citroën can vary a lot. Prices depend on things like the size, weight, security and engine power of the vehicle, along with your age, where you live and your driving history.
Try to choose a Citroën that falls into a lower insurance group – this will help to lower the amount you pay to insure it.
What category is a Citroën Berlingo?
The Citroën Berlingo is categorised as a family MPV (multi-purpose vehicle). In terms of its insurance group, it tends to sit in the groups, around 2–5 for older models. Berlingo vans registered from 2016 onwards usually fall into groups 21–33.
How much does it cost to insure a Berlingo?
The amount it costs to insure a Berlingo depends on a few things, including your age, your driving history and where you live. Drivers aged 31–45, with a good driving history and no motoring convictions, can expect to pay in the region of £700–£1000 per year. Younger drivers, or those with a recent claims history, could pay a lot more.