BUSINESS VAN INSURANCE
Hard-working van cover that rewards good driving.
Comprehensive van insurance for all types of work
Get rewards for good driving – up to £60 a year*
Renewal price based on how you drive
What is business van insurance?
Commercial van insurance for tradespeople
Good driving now gets you Rewards.
Here’s how it works:
1. Drive well
2. Get points
3. Treat yourself
What level of business van cover can you get?
Fully Comprehensive
Our comprehensive commercial van insurance covers you and your vehicle, plus other drivers and their property. It typically includes protection against accidental damage, fire, theft and vandalism. With our cover, you also get protection for personal belongings, tools, and equipment (limits apply).
What’s included with your van insurance policy?
- Cover for business use, commuting and personal driving
- Costs for causing damage to other vehicles or property up to £5m
- Personal belongings cover up to £300 and tools in transit cover up to £500
- Loss, damage or theft of your vehicle and its spare parts
- Windscreen (£25 excess for repairs or £100 for replacement)
- Audio, communication and navigation equipment cover up to £500
- Key and lock cover up to £300
- Personal accident cover up to £5,000 and motor legal protection up to £100,000
- Courtesy vehicle (with approved repairers)
Increase your van cover with optional extras
No claims discount protection
Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.+6%
on the price of your policy
Breakdown cover
Combined roadside and recovery within the UK.£59.99
available for annual policies only
What do you need to get a business van insurance quote?
- Vehicle details: We'll need the make, model and registration number of your van, along with any modifications you've made.
- Driver information: Include details of any driver who will be using the van for work or business purposes.
- Business use: Tell us how the van will be used, whether that's for making deliveries of third party goods, transporting your own goods, or commuting to work.
- No Claims Bonus: If you have one, give us the details of any no claims bonus you've earned on previous policies. It could help to lower the cost of your cover.
- Driving history: Tell us about any van insurance claims you've made in the past.
- Extra security features: We may also need to know about any extra technology or security features installed in your van, such as immobilisers, alarms or trackers.
Why Sense is the right choice
100% app-based telematics policy – no black box needed
Get rewards for good driving – gift cards from Amazon, Tesco and more
Renewal price based on how you drive, not just your age or job title
Real-time driving insights sent straight to your phone
Get 24/7 support from our award-winning claims team
Why we're the right choice
94m
750k
96%
Trusted by 100,000’s of UK drivers
Frequently asked questions
Share and earn. It's that simple.
That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.
*Excludes flexible, pay-as-you go customers.
"94 million policies sold..." - based on the total number of policies sold by Zego as of 10/06/26.
"750k drivers have chosen us..." - based on unique customers who have held a Zego policy as of 10/06/26.
“96%..” – Based on Zego customers who have been insured on Sense policies and have a driver rating, between 01/06/2025 and 01/08/2025.
"...£60 a year..." – If a rating of 'Excellent' is consistently maintained over the full course of the policy. Available to annual policy holders only.