Car delivery insurance
- Flexible insurance for deliveries and courier work
- Make changes and manage your policy in the app
- Work with all the big platforms and providers
- Public liability cover included as standard
DELIVEROO FOOD DELIVERY INSURANCE
Flexible delivery insurance
Over 64,000 delivery drivers have chosen Zego, so you know you're in safe hands.
- Manage your cover anytime in the app
- Flexible cover to suit you
- Public liability cover included as standard
Delivery and courier insurance
From hourly scooter and motorbike insurance to annual car cover for couriers, our policies provide the protection you need to stay safe on the road. Plus, with the Zego Delivery app, you have everything you need at your fingertips.
App-based cover for busy delivery drivers
Download our app and manage your cover on-the-go
- Insurance for cars, scooters and motorbikes.
- Hourly pay-as-you-go, 30-day and annual policies.
- View and download your documents in the app.
- Top up your account & link with your work provider.
- Make changes and renew your policy in the app.
What food delivery and courier policies are available?
To use your car, scooter or motorbike for food delivery or courier work, you'll need both social, domestic and pleasure (SD&P) and hire and reward (H&R) insurance. Whether you need insurance for a few hours or a whole year, we'll get you covered.
Hire and reward (H&R)
Insurance for delivery work
Policy length: Pay-as-you-go or 30-day (car only)
Great for: Part-time food delivery workers looking for a more flexible type of cover.
Cover: Hire and reward (H&R) cover for delivery work only — you must have existing social, domestic and pleasure (SD&P) insurance for your car or scooter.
Policy options: The level of cover will match your existing SD&P policy.
Payment: Top up as you go via the app.
Combo (SD&P + H&R)
Insurance for personal trips and delivery work
Policy length: 30-day or Annual
Great for: Full-time or seasonal delivery workers who also use their car or scooter for personal use.
Cover: Hire and Reward (H&R) + Social, Domestic and Pleasure (SD&P).
Policy options: Third Party Only or Fully Comprehensive.
Payment: Buy with a single payment online or monthly instalments.
Why choose us?
Easy-to-use app
View your documents, update your details and manage your cover in the Zego Delivery app.
Here when you need us
Need a hand? Our multi-language support team will be happy to help.
Flexible cover
Choose between hourly, monthly and annual insurance. Get cover for your car or your scooter.
What our customers say
In my opinion, Zego is one of the best, easy and most suitable insurers on the market. If you're looking for insurance for your scooter, car or any other vehicle Zego is the right choice.
Sanjay Gurung
Car Delivery Driver
Best company when you start working with Deliveroo. Great customer service and great prices!
Carmelo
Deliveroo Driver
It’s a brilliant app and very handy. Completely hassle free. I would highly recommend it to other Deliveroo riders.
Mosawer
Deliveroo Driver
Why we're the right choice
64k
delivery workers have chosen us
43k
active pay-as-you-go customers
81%
of customers rate us as 'Excellent'
Frequently asked questions
Food Delivery insurance provides protection for drivers who transport deliveries of food and parcels in return for payment. This is also known as Hire & Reward. Bookings are typically made by phone, text, or mobile app, and deliveries may be made using a car, scooter, or a courier van. Many delivery drivers provide this service part time to generate extra money, while some may do it full time as their main source of income.
Food Delivery insurance specifically covers drivers who deliver food or parcels for a living. Standard motor insurance does not cover this type of activity. Depending on the level of cover purchased, Food Delivery insurance can insure the driver, their vehicle, and third-party persons and property.
Zego’s Food Delivery insurance can protect drivers when they transport food and parcels or use their vehicle for social and domestic purposes. Drivers may also purchase fully comprehensive or third-party protection – check our delivery driver car insurance , delivery driver scooter and motorbike insurance or courier van insurance options to find out more.
No, food delivery insurance is for making deliveries only. Transporting fee-paying passengers is not covered.
No. Zego’s Car, Scooter and Courier Van insurances protect drivers as they deliver food or parcels for reward, but there are different policies for each type of vehicle.
Car delivery insurance: Allows the driver to use their own vehicle to deliver food, parcels etc. Full UK/EU driving licence required. Drivers aged 21-75.
Scooter, moped and motorbike insurance: Allows the rider to use their own scooter or motorcycle to deliver food, parcels etc. May have a full UK/EU driving licence, or a Compulsory Basic Training (CBT) licence (L plates) for up to 125cc engine size. Max engine size 500cc. Riders aged 21-65.
Van insurance for couriers: Similar to car delivery cover but for larger payloads. Protects the driver as they use their own van to transport food or goods for third parties in return for payment. Full UK/EU driving licence. Drivers aged 21 -65.
Buying Food Delivery insurance with Zego is simple – get your quote in under a minute and then have a quick chat on the phone. If you can say ‘yes’ to the points below our Food Delivery insurance is right for you:
- You have a full UK/EU driving licence or CBT for Scooters (max engine size 125cc)
- You’ve had no more than 2 claims in the last 3 years (regardless of fault)
- You are aged 21 – 75 (21-65 for Scooters)
- You are the vehicle owner or registered keeper
- You live and work in England, Scotland, or Wales
- The current vehicle value is less than £30,000 (Cars)
- You work for one (or more) of our partnered work providers (Scooter)
You can buy Food Delivery insurance from Zego by the hour, by the month or by the year.
Cars:
- Our super flexible Pay-As-You-Go account lets you pay for cover only when you work. Buy as you need it and top up via the Zego app.
- Our 30 days policy is perfect if you just want cover for your work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is more cost effective and best if you want a long-term policy to cover your work and free time. You can pay in a single payment or monthly instalments.
Scooters, mopeds & motorbikes:
- Our flexible Pay-As-You-Go account lets you pay for cover only when you work. Max engine size of 125cc. Buy as you need it and top up via the Zego app.
- Our 30 days policy is perfect if you just want cover for your work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is more cost effective and best if you want a long-term policy to cover your work and free time. You can pay in a single payment or monthly instalments.
Courier vans:
- Our 30 days policy is perfect if you just want cover for your work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is more cost effective and best if you want a long-term policy to cover your work and free time. You can pay in a single payment or monthly instalments.
It only takes a few minutes to get covered with Zego. No office visits or piles of paperwork. Simply get your quote for a personalised price.
Ready to get a quote?
Scooter & motorbike delivery insurance
- Choose insurance by the hour, month or year
- Get cover for delivery work and personal riding
- Manage your cover on-the-go with our app
- Work with all the big platforms and providers
Excludes flexible, pay-as-you go customers
Share and earn. It's that simple.
Know someone who needs insurance? Share your referral link and you’ll both receive a gift card when they sign up.
That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.
"64k delivery workers have chosen us" - based on active flex + fixed delivery policies as of 10/06/26.
"43k active pay-as-you-go customers..." - based on the number of active Flex policies as of 10/06/26.
“81%...” – Based on Trustpilot score as of 15/06/2026
Important: Deliveroo is not involved in arranging any insurance policy on behalf of Zego. All offers, promotions and products are created by Zego.