FAST FOOD DELIVERY INSURANCE
Insurance you control
Flexible motorbike insurance for delivering food, parcels and packages.
- Insurance by the hour, month or year
- Get cover for delivery work and personal riding
- Manage it all in the app
We're partnered with work providers including
Why 445k drivers have chosen us
Flexible cover to suit you
We offer pay-as-you go, 30-day and annual delivery policies so you can choose cover that fits when you work.
Earn money your way
Choose which provider you work for, and work with as many as you like. Your earning potential is up to you*.
You're in safe hands
Delivery insurance is our thing. In fact, over the past 7 years we have sold over 65 million policies, and counting.
How does it work?
It’s quick and easy to buy delivery insurance with us. Our flexible courier insurance and fast food delivery insurance works with all the main providers, like Uber Eats, Vromo, Just Eat and more.
Policy options
We offer Third Party Only and Fully Comprehensive delivery insurance.
What insurance does a motorbike rider need?
To use your motorbike for food delivery or courier work, you must have personal (SD&P) insurance and Hire & Reward insurance.
Hire and reward insurance is a type of commercial vehicle insurance that allows you to carry food or parcels in return for payment. Whether you have existing personal (SD&P) insurance or not, we can get you covered with a Zego Motorbike policy.
Pay-as-you-go (H&R)
Great for: Part-time food or parcel delivery workers looking for a more flexible type of cover (you’ll need to work with one of our delivery partners*).
Cover: Hire and reward (H&R) cover for delivery work only—you must have existing personal (SD&P) insurance.
Policy options: Third Party Only.
Payment: Top up as you go via the app.
Personal (SD&P)
Great for: Zego customers with an existing pay-as-you-go policy.
Cover: Social, domestic and pleasure (SD&P) insurance for everyday riding, such as trips to the shops or between shifts.
Policy options: Third Party Only.
Payment: Buy in the app (must be bought alongside our pay-as-you-go delivery insurance).
Combo (SD&P + H&R)
Great for: Full-time or seasonal delivery riders, who also use their scooter or motorbike for personal use.
Cover: Vehicle insurance for both delivery work (H&R) and personal riding (SD&P).
Policy options: Third Party, Fire & Theft, Third Party Only or Fully Comprehensive.
Payment: Buy with a single payment online or monthly instalments.
Frequently asked questions
Fast food felivery insurance provides protection for drivers who transport deliveries of food and parcels in return for payment. This is also known as Hire & Reward.
Bookings are typically made by phone, text, or mobile app and drivers may work with restaurant chains, or delivery apps like Uber Eats, or Deliveroo.
Deliveries may be made using a car, scooter or van. Many delivery drivers work part-time to earn some extra money, while others do it full-time as their main source of income.
Food delivery insurance specifically covers drivers who deliver food or parcels for a living. Standard motor insurance does not cover this type of work. Depending on the level of cover, food delivery insurance can insure the you, your vehicle, plus other people and their property.
Our food delivery insurance protects drivers who transport food and parcels in return for payment. Depending on the level of cover you choose, you may also be covered to use your vehicle for personal use (known as social, domestic and pleasure).
No, food delivery insurance only for making deliveries using your vehicle. Transporting fee-paying passengers requires a private hire insurance policy.
No. Zego’s Car, Scooter and Courier Van insurances protect drivers as they deliver food or parcels for reward, but there are different policies for each type of vehicle.
Car Delivery insurance: Allows the driver to use their own vehicle to deliver food, parcels etc. Full UK/EU driving licence required. Drivers aged 21-75.
Scooter insurance: Allows the rider to use their own scooter or motorcycle to deliver food, parcels etc. May have a full UK/EU driving licence, or a Compulsory Basic Training (CBT) licence (L plates) for up to 125cc engine size. Max engine size 500cc. Riders aged 21-65.
Van insurance for couriers: Similar to Car Delivery cover but for larger payloads. Protects the driver as they use their own van to transport food or goods for third-parties in return for payment. Full UK/EU driving licence. Drivers aged 21 -75.
Buying Food Delivery insurance with Zego is simple – get your quote in under a minute and then have a quick chat on the phone. If you can say ‘yes’ to the points below our Food Delivery insurance is right for you:
- You have a full UK/EU driving licence or CBT for Scooters (max engine size 125cc)
- You’ve had no more than 2 claims in the last 3 years (regardless of fault)
- You are aged 21 – 75 (21-65 for Scooters)
- You are the vehicle owner or registered keeper
- You live and work in England, Scotland, or Wales
- The current vehicle value is less than £30,000 (Cars)
- You work for one (or more) of our partnered work providers (Scooter)
How much does food delivery insurance cost? Well, you can buy insurance from us by the hour, by the month or by the year. The price you'll pay depends on a few things, like your driving history, your age, your vehicle and where you live.
Here's a bit of information to get you started:
Cars:
- Our super flexible Pay-As-You-Go policy lets you pay for cover only when you work. Buy as you need it and top up via the Zego app.
- Our 30 days policy is designed for those seeking cover cover for work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is for you if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.
Scooters:
- Our super flexible Pay-As-You-Go policy lets you pay for cover only when you work. Max engine size of 125cc. Buy as you need it and top up via the Zego app.
- Our 30 days policy is designed for those seeking cover for work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is for you if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.
Courier Vans:
- Our 30 days policy is designed for those seeking cover for work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is for you if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.
Buy your Food Delivery insurance the easy way with Zego. No office visits, minimal paperwork. Get your quote in just a few minutes.
We work with a number of delivery partners. If you have a Pay As You Go and 30 Day H&R policy, drivers are only covered with the following work providers:
- Uber Eats
- Deliveroo
- Just Eat
- Stuart
- Gophr
- Ryde
- GoGetters
- Vromo
- DeliveryApp
- Apache Pizza
If you have a 30 Day or Annual Combo policy, you can use your policy with any work provider. Don't worry if you don't see your work provider in the list above.
Trusted by 100,000’s of UK drivers
Get delivery insurance that puts you in control, with flexible courier and food delivery insurance thats suitable for all major work providers like Uber Eats, Vromo, Just Eat and many more.
Learn more about food delivery
How to get an insurance certificate for food delivery
Our guide to the cover you need for food delivery work and how to get an insurance certificate.
Best food delivery apps to work for
With the UK food delivery industry growing rapidly, we take a look into who is reall the best food delivery company to work for.
Does business insurance cover food delivery work?
We take a look at what business insurance protects you against and the cover you need for food delivery work.
*For Annual Scooter policies you must work with an integrated partner which include: Deliveroo, Ryde, GoGetters, Vromo, Stuart, Just Eat, Uber Eats.
“445K drivers...” – Based on the number of fixed policies sold by Zego as of 21/05/24
“65 million...” – Based on the total number of policies sold by Zego as of 21/05/24