Food delivery insurance that puts you in control

Fast food felivery insurance provides protection for drivers who transport deliveries of food and parcels in return for payment. This is also known as Hire & Reward.
Bookings are typically made by phone, text, or mobile app and drivers may work with restaurant chains, or delivery apps like Uber Eats, or Deliveroo.
Deliveries may be made using a car, scooter or van. Many delivery drivers work part-time to earn some extra money, while others do it full-time as their main source of income.
Food delivery insurance specifically covers drivers who deliver food or parcels for a living. Standard motor insurance does not cover this type of work. Depending on the level of cover, food delivery insurance can insure the you, your vehicle, plus other people and their property.

Our food delivery insurance protects drivers who transport food and parcels in return for payment. Depending on the level of cover you choose, you may also be covered to use your vehicle for personal use (known as social, domestic and pleasure).

No, food delivery insurance only for making deliveries using your vehicle. Transporting fee-paying passengers requires a private hire insurance policy.

No. Zego’s Car, Scooter and Courier Van insurances protect drivers as they deliver food or parcels for reward, but there are different policies for each type of vehicle.

Car Delivery insurance: Allows the driver to use their own vehicle to deliver food, parcels etc. Full UK/EU driving licence required. Drivers aged 21-75.

Scooter insurance: Allows the rider to use their own scooter or motorcycle to deliver food, parcels etc. May have a full UK/EU driving licence, or a Compulsory Basic Training (CBT) licence (L plates) for up to 125cc engine size. Max engine size 500cc. Riders aged 21-65.

Van insurance for couriers: Similar to Car Delivery cover but for larger payloads. Protects the driver as they use their own van to transport food or goods for third-parties in return for payment. Full UK/EU driving licence. Drivers aged 21 -75.

Buying Food Delivery insurance with Zego is simple – get your quote in under a minute and then have a quick chat on the phone. If you can say ‘yes’ to the points below our Food Delivery insurance is right for you:

- You have a full UK/EU driving licence or CBT for Scooters (max engine size 125cc)
- You’ve had no more than 2 claims in the last 3 years (regardless of fault)
- You are aged 21 – 75 (21-65 for Scooters)
- You are the vehicle owner or registered keeper
- You live and work in England, Scotland, or Wales
- The current vehicle value is less than £30,000 (Cars)
- You work for one (or more) of our partnered work providers (Scooter)

How much does food delivery insurance cost? Well, you can buy insurance from us by the hour, by the month or by the year. The price you'll pay depends on a few things, like your driving history, your age, your vehicle and where you live.
Here's a bit of information to get you started:

Cars:
- Our super flexible Pay-As-You-Go policy lets you pay for cover only when you work. Buy as you need it and top up via the Zego app.
- Our 30 days policy is designed for those seeking cover cover for work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is for you if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.

Scooters:
- Our super flexible Pay-As-You-Go policy lets you pay for cover only when you work. Max engine size of 125cc. Buy as you need it and top up via the Zego app.
- Our 30 days policy is designed for those seeking cover for work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is for you if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.

Courier Vans:
- Our 30 days policy is designed for those seeking cover for work and free time without any long-term commitment. Buy with one easy payment.
- Annual coverage is for you if you want a long-term policy to cover your work and free time. You can pay in a single payment or by 9 monthly instalments.

Buy your Food Delivery insurance the easy way with Zego. No office visits, minimal paperwork. Get your quote in just a few minutes.

We work with a number of delivery partners. If you have a Pay As You Go and 30 Day H&R policy, drivers are only covered with the following work providers:

- Uber Eats
- Deliveroo
- Just Eat
- Stuart
- Gophr
- Ryde
- GoGetters
- Vromo
- DeliveryApp
- Apache Pizza

If you have a 30 Day or Annual Combo policy, you can use your policy with any work provider. Don't worry if you don't see your work provider in the list above.