Food delivery insurance that puts you in control

Flexible insurance for all types of delivery work. Manage everything in the app.

We're partnered with work providers including...

Policy options

We offer Third Party Only and Fully Comprehensive delivery insurance.

Third Party Only

Fully Comp

Food and parcel delivery, plus personal driving with our Combo policy

Costs for causing damage to other vehicles or property up to £5m

Your legal liability for causing death or injury to other people

Public Liability cover up to £5m

Loss, damage or theft of your vehicle and its spare parts

Windscreen cover (excess £50)

Audio, communication and navigation equipment cover (excess £500)

What food delivery policies are available?

To use your car or scooter for food delivery work, you must have both Social, Domestic and Pleasure (SD&P) and Hire and Reward (H&R) insurance.

Whether you need insurance for a few hours or a whole year, we'll get you covered.

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Perfect for: Drivers or riders who work with one of our partners*. Great for part-time food or parcel delivery drivers looking for flexible insurance.

Cover: Standalone H&R only—you must have existing personal (SD&P) insurance.

Product Options: The level of cover will match your existing SD&P policy.

Payment: Top up as you drive via the app.

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30-day (H&R only)

Perfect for: Drivers or riders who work with one of our partners*. This includes seasonal food or courier delivery drivers looking for short-term cover.

Cover: Standalone H&R only—you must have existing personal (SD&P) insurance.

Product options: The level of cover will match your existing SD&P policy.

Payment: Buy with a single payment.

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Combo (SD&P + H&R)

Policy length: 30-day or Annual

Perfect for: Full-time or seasonal food delivery drivers who also use their car or scooter for personal use.

Cover: Vehicle insurance for work and personal use, including Hire and Reward and Social, Domestic and Pleasure insurance.

Product Options: Third Party Only or Fully Comprehensive.

Payment: Buy with a single payment or monthly instalments.

Optional add-ons

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NCD protection

Protect your no-claims years for a maximum of one at-fault claim.


of the price of your premium

Looking for scooter delivery insurance?

Whether you're delivering every day or just a few hours each week, we have a flexible policy to suit you.

To use your scooter for food delivery or courier work, you'll need delivery insurance (H&R) and personal cover (SD&P).

More on scooter insurance
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What our customers say about us

The best insurance for food delivery. I recommend this company - it’s the best. If you do part-time delivery you are covered while you work. It's helped me so much.

Andrei, Deliveroo rider

Best way to do food delivery is with the help of Zego. Delivery drivers feel safe and secure. Best thing is the pay as you go insurance offer. I really feel happy.

Rohit, Just Eat rider

Why choose us?

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Easy-to-use app

View your documents, update your details and manage your cover in the Zego Delivery app.

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Here when you need us

Need a hand? Our multi-language support team will be happy to help.

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Flexible cover

Choose between hourly, monthly and annual insurance. Get cover for your car or your scooter.

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You're in safe hands

Commercial insurance is our thing. In fact, over the past 7 years we’ve sold over 58 million policies*.

Frequently asked questions

Learn more about food delivery

man getting out of car

How to get an insurance certificate for food delivery

Our guide to the cover you need for food delivery work and how to get an insurance certificate.

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Does business insurance cover food delivery work?

We take a look at what business insurance protects you against and the cover you need for food delivery work.

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Prices from 80p an hour - 10% of customers paid this or less in the 6 months prior to 24/10/23.
Prices under £1 - 44% of pay-as-you-go car customers paid less than £1 an hour between 1-31 October 2023. Minimum 1-hour charge applies.
Trustpilot rating based on Trustpilot scores as of 24/10/23.